Crow Wing County property record for 11292 Half Moon Dr, Merrifield, MN 56465
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 6 bd · 3 ba · 3,725 sqft · built 1990 |
| Lot Size | 21.5 acres (939,794 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $477,500 (Mar 2026) |
| Tax Bill | $6,288 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2026 Mortgage + 2 more |
| Flood Zone | Zone A (high risk) |
| APN | 730234304C00009 |
| Primary APN | 730234304C00009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,725 sqft Living Area |
| 1st Floor Area | 3,140 sqft |
| Basement Area | 2,260 sqft |
| Finished Basement | 2,260 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 939,794 sqft (21.5 acres) |
| View / Lot | Waterfront / Beach |
| Garage Area | 1,950 sqft |
| Driveway | Driveway |
| Deck Area | 729 sqft |
| Storage Building | Storage Building |
| Heating System | Central |
|---|
| Account Number | 139308 |
|---|---|
| Street Address | 11292 HALF MOON DR |
| City | MERRIFIELD |
| State | MN |
| Zip | 56465-4515 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | PT OF GL 4 DESC: BEG AT SE COR OF SD GL 4 THEN N 0D 4'41"E NAD 1983 ALG E LINE OF SD GL 4 A DIST OF 428 FT THEN N 83D 17'11"W |
| Legal Range | 28W |
| Legal Township | 135 |
| Legal Section | 23 |
| Legal Lot Number | 4 |
| Jurisdiction | CROW WING MN |
| Township / Civil Division | LAKE EDWARD |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 950502 |
11292 Half Moon Dr, a residential property, is owned and occupied by two individuals who bought it in March 2026.
Source: Crow Wing County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11292 HALF MOON DR, MERRIFIELD, MN 56465-4515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 31, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 31, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 15, 2026 | Certificate of Transfer, Transfer |
| Apr 15, 2026 | Certificate of Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2026 · Amount on File |
| Deed Sale | Mar 31, 2026 · Amount on File |
| Prior Sale | Nov 14, 2014 · Amount on File |
| Deed Document Number | 20261021985 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CROW WING MN |
| Property Address | 11292 HALF MOON DR, MERRIFIELD, MN 56465-4515 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2026 |
| Title Company | MG AMERICAN TITLE COMPANY INC, AMERICAN TITLE CO INC |
| Name | Verified Name |
|---|---|
| Address | PO BOX 454, NOME, AK 99762-0454 |
| Document Number | 0000285292 |
|---|---|
| Date | Mar 31, 2026 |
| Instrument | 285292 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2036 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.1% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CROW WING MN |
| Property Address | 11292 HALF MOON DR, MERRIFIELD, MN 56465-4515 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2026 |
| Title Company | MG AMERICAN TITLE COMPANY INC, AMERICAN TITLE CO INC |
| Name | Verified Name |
|---|---|
| Address | PO BOX 454, NOME, AK 99762-0454 |
| Document Number | 0001021986 |
|---|---|
| Date | Mar 31, 2026 |
| Instrument | 1021986 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2036 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.1% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.1% |
| Document Type | Certificate of Transfer |
|---|---|
| Jurisdiction | CROW WING MN |
| Recording Date | Apr 15, 2026 |
| Property Address | 11292 HALF MOON DR, MERRIFIELD, MN 56465-4515 |
| Document Number | 0000117466 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 2026117466 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Type | Certificate of Transfer |
|---|---|
| Jurisdiction | CROW WING MN |
| Recording Date | Apr 15, 2026 |
| Property Address | 11292 HALF MOON DR, MERRIFIELD, MN 56465-4515 |
| Document Number | 0000117467 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 2026117467 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 11292 Half Moon Dr was $6,288 with a homeowner's exemption.
Source: Crow Wing County assessment roll, as of August 28, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Crow Wing County |
| County Subdivision | Lake Edward Township |
| Unified School District | Brainerd Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,288.00 | $783,200 (-21.16%) Land $257,200 Building $526,000 | $783,200 (-21.16%) Land $257,200 Building $526,000 |
| 2025 | $993,400 Land $428,800 Building $564,600 | $993,400 Land $428,800 Building $564,600 | |
| 2023 | $7,106.00 | $887,600 Land $339,500 Building $548,100 | $887,600 Land $339,500 Building $548,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11292 Half Moon Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11292 Half Moon Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 67% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CTC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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