11290 Stewart Loop, Oxford, FL 34484 Property Records

Sumter County property record for 11290 Stewart Loop, Oxford, FL 34484

Property Summary

Property Type	Single Family Home
Details	1,850 sqft · built 2020
Lot Size	0.279 acres (12,187 sqft)
Owner	Individual Name on Record
Last Sale	$265,311 (Feb 2021)
Tax Bill	$2,393 (2024)
Deeds & Mortgages	Sep 2021 Line of Credit Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D18C384`

Property Details

APN / Parcel Number

Primary APN	`D18C384`
Alternative APN	`1075543`

Interior

Building Area	1,850 sqft Heated Area

Exterior

Year Built	Built 2020
Construction Type	Steel Frame
Lot Area	12,187 sqft (0.279 acres)
Garage Area	315 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Location & Zoning

Account Number	1075543
Street Address	11290 STEWART LOOP
City	OXFORD
State	FL
Zip	34484-3499
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 384 OXFORD OAKS PHASE TWO PB 16 PGS 17-17D
Legal Range	23E
Legal Township	18S
Legal Section	18
Legal Phase	2
Legal Lot Number	384
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	2
Census Block	2034
Census Tract	910100

Owner

Source: Sumter County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	11290 STEWART LOOP, OXFORD, FL 34484-3499
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS FIRST BANK INC
Feb 9, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIZENS FIRST BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2021 · Amount on Record
Deed Sale	Feb 9, 2021 · Amount on Record
Deed Document Number	202160006111
Deed Book / Page	3916 / 751
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Property Address	11290 STEWART LOOP, OXFORD, FL 34484-3499
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11290 STEWART LOOP, OXFORD, FL 34484-3499

Mortgage

Document Number	0040950134
Date	Sep 14, 2021
Book Page	4095/134
Instrument	202160050478

Lender

Name	CITIZENS FIRST BANK INC
Type	Bank
Address	THE VILLAGES, FL 32163

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Aug 25, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Feb 9, 2021
Property Address	11290 STEWART LOOP, OXFORD, FL 34484-3499
Document Number	0039160751
Book / Page	3916 / 751
Map Reference	MB 16 PG 17,17A-17D
Instrument Date	Jan 5, 2021
Instrument	202160006111
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	PENINSULA LAND & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,857.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3619 KIESSEL RD, 3619, THE VILLAGES, FL 32163-2909

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11290 STEWART LOOP, OXFORD, FL 34484-3499

Mortgage

Document Number	0003916752
Date	Feb 9, 2021
Instrument	3916/752

Lender

Name	CITIZENS FIRST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Municipality	Wildwood City
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$199,850 (+5.98%)	$293,290 (+24.48%) Land $30,470 Building $262,820
2024	$2,393.00 (+15.05%)
2023	$2,080.00 (+2.92%) Additional exemption filed	$188,570 (+3%)	$235,620 (+10.31%) Land $30,470 Building $205,150
2022	$2,021.00 Homeowner's exemption	$183,080	$213,600 Land $15,000 Building $198,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILDWOOD, CITY OF (7 WPS) serves 25,941 people · EPA ID FL6600331
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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