Cherokee County property record for 1129 W Willow St, Cherokee, IA 51012
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 2,216 sqft · built 1959 |
| Lot Size | 0.968 acres (42,186 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $210,000 (Jan 2009) |
| Tax Bill | $5,008 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0728480001 |
| Primary APN | 0728480001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,216 sqft Living Area |
| 1st Floor Area | 1,856 sqft |
| Basement Area | 1,856 sqft |
| Finished Basement | 1,175 sqft |
| Unfinished Basement | 681 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Block |
| Roof Material | Other |
| Lot Area | 42,186 sqft (0.968 acres) |
| Lot Dimensions | 246 ft deep x 158 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 126 sqft |
| Deck Area | 171 sqft |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 1129 W WILLOW ST |
|---|---|
| City | CHEROKEE |
| State | IA |
| Zip | 51012-1564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 158' LOT 2 BLK 1 BURROUGHS WEST ADD 7684 |
| Legal Subdivision | BURROUGHS WEST ADD |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | CHEROKEE IA |
| Township / Civil Division | CHEROKEE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 80102 |
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1129 W WILLOW ST, CHEROKEE, IA 51012-1564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2026 | Deed of Trust, Mortgage · Line of Credit CENTRAL BANK |
| Oct 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2009 · Amount on Record |
| Deed Sale | Jan 7, 2009 · Amount on Record |
| Deed Document Number | 200930 |
| Deed Book / Page | 2009 / 30 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE IA |
| Recording Date | Sep 10, 2026 |
| Property Address | 1129 W WILLOW ST, CHEROKEE, IA 51012-1564 |
| Document Number | 0000001762 |
| Book / Page | 2026 / 1762 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 20261762 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1129 W WILLOW ST, CHEROKEE, IA 51012-1564 |
| Document Number | 0000001762, |
|---|---|
| Date | Sep 10, 2026 |
| Book Page | 2026/1762 |
| Instrument | 20261762 |
| Name | CENTRAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 30, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE IA |
| Property Address | 1129 W WILLOW ST, CHEROKEE, IA 51012-1564 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019/2100 |
|---|---|
| Date | Oct 22, 2019 |
| Book Page | 2019/2100 |
| Instrument | 2019 2100 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | SPIRIT LAKE, IA 51360 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2039 |
Source: Cherokee County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Cherokee County |
| Municipality | Cherokee City |
| Unified School District | Cherokee Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,008.00 (+0.56%) | $372,040 (-) Land $36,970 Building $335,070 | $372,040 (-) Land $36,970 Building $335,070 |
| 2025 | $372,040 (+11.92%) Land $36,970 Building $335,070 | $372,040 (+11.92%) Land $36,970 Building $335,070 | |
| 2024 | $4,980.00 (+12.36%) | ||
| 2023 | $332,410 (+35.74%) Land $36,970 Building $295,440 | $332,410 (+35.74%) Land $36,970 Building $295,440 | |
| 2022 | $4,432.00 Homeowner's exemption | $244,880 Land $29,580 Building $215,300 | |
| 2021 | $244,880 Land $29,580 Building $215,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 1, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Northwest Communications Fixed Wireless | 100 / 20 |
May also be available: C-M-L Telephone Cooperative Association, Nextlink, T-Mobile, Verizon.
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