1129 S Main St, Lima, OH 45804 Property Records

Allen County property record for 1129 S Main St, Lima, OH 45804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,276 sqft · built 1920
Lot Size	0.174 acres (7,579 sqft)
Owner	Individual Name on File
Last Sale	$26,600 (Jul 2021)
Tax Bill	$671 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jul 2023 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`47-0610-05-009.000`

Property Details

APN / Parcel Number

Primary APN	`47-0610-05-009.000`
Alternative APN	`M3847061005009000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,276 sqft Living Area
Gross Area	2,032 sqft
1st Floor Area	884 sqft
Upper Floors Area	392 sqft
Basement Area	756 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	7,579 sqft (0.174 acres)
Lot Dimensions	151 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	201 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	1129 S MAIN ST
City	LIMA
State	OH
Zip	45804-2045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRICE ADDITION LOTS 3029 FF 50.00
Legal Subdivision	BRICE ADDITION
Legal Lot Number	3029
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	1
Census Block	1005
Census Tract	13800

Owner

1129 S Main St is owned and occupied by an individual who bought it in July 2021.

Source: Allen County records, as of June 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1129 S MAIN ST, LIMA, OH 45804-2045
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Deed of Trust, Mortgage · Line of Credit SUPERIOR CU INC
Jul 5, 2023	Deed of Trust, Mortgage · Construction Mortgage SUPERIOR CU INC
Oct 19, 2021	Warranty Deed, Transfer
Jul 13, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2021 · Amount on File
Deed Sale	Jul 13, 2021 · Amount on File
Prior Sale	Jun 1, 1976 · Amount on File
Deed Document Number	20219400
Deed Book / Page	2021 / 9400
Prior Transfer Date	Oct 5, 2007
Prior Transfer Doc	10050015441
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1129 S MAIN ST, LIMA, OH 45804-2045
Transaction Type	Mortgage
Record Updated	Aug 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8170007112
Date	Aug 17, 2023
Book Page	2023/7112
Instrument	202308170007112

Lender

Name	SUPERIOR CU INC
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	366 Months
Due	Feb 1, 2054

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1129 S MAIN ST, LIMA, OH 45804-2045
Transaction Type	Mortgage
Record Updated	Jul 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 W 17TH ST, LIMA, OH 45804

Mortgage

Document Number	7050005710
Date	Jul 5, 2023
Book Page	2023/5710
Instrument	202307050005710

Lender

Name	SUPERIOR CU INC
Type	Credit Union
Address	LIMA, OH 45801

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	366 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Index	1-Year CMT
Max Rate	12.6%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Oct 19, 2021
Property Address	1129 S MAIN ST, LIMA, OH 45804-2045
Document Number	10190014695
Book / Page	2021 / 14695
Map Reference	MB 3 PG 110
Instrument Date	Sep 15, 2021
Instrument	202110190014695
Transaction Type	Transfer
Record Updated	Oct 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 W 17TH ST, LIMA, OH 45804

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Jul 13, 2021
Property Address	1129 S MAIN ST, LIMA, OH 45804-2045
Document Number	7130009400
Book / Page	2021 / 9400
Instrument Date	Jun 16, 2021
Instrument	202107130009400
Transaction Type	Transfer
Record Updated	Jul 23, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 W 17TH ST, LIMA, OH 45804

Tax Assessment & Valuation

The 2025 property tax bill for 1129 S Main St was $671, up 15.7% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$671.00 (+15.69%)	$17,220 (+17.38%) Land $1,260 Building $15,960	$49,200 (+17.42%) Land $3,600 Building $45,600
2024	$580.00 (+79.01%)	$14,670 (+128.86%) Land $1,260 Building $13,410	$41,900 Land $3,600 Building $38,300
2023	$324.00	$6,410 (-) Land $1,190 Building $5,220
2022	$324.00	$6,410 Land $1,190 Building $5,220
2021			$18,300 Land $3,400 Building $14,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1129 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1129 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TSC.

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