1129 S Comet Ave, Panama City, FL 32404 Property Records

Bay County property record for 1129 S Comet Ave, Panama City, FL 32404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,644 sqft · built 2023
Lot Size	0.516 acres (22,476 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Jul 2023)
Tax Bill	$4,012 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jul 2023 Sale
Flood Zone	Zone X (moderate risk)
APN	`07298-000-000`

Property Details

APN / Parcel Number

Primary APN	`07298-000-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,644 sqft Living Area
Gross Area	2,128 sqft
1st Floor Area	1,644 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	22,476 sqft (0.516 acres)
Lot Dimensions	300 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	484 sqft
Driveway	Driveway
Driveway Area	800 sqft
Pool Area	720 sqft
Porch	Open Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1129 S COMET AVE
City	PANAMA CITY
State	FL
Zip	32404-9695
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF
Legal Description	EAST BAY PARK NLY 75 OF LOT 12 BLK D ORB 4713 P 972
Legal Range	13W
Legal Township	04S
Legal Section	19
Legal Subdivision	EAST BAY PARK
Legal Block	D
Legal Lot Number	12
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2016
Census Tract	806

Owner

1129 S Comet Ave is owned and occupied by an individual who bought it in July 2023.

Source: Bay County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1129 S COMET AVE, PANAMA CITY, FL 32404-9695
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jul 14, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2023 · Amount on File
Deed Sale	Jul 26, 2023 · Amount on File
Prior Sale	Jul 23, 2002 · Amount on File
Deed Document Number	202346678
Deed Book / Page	4713 / 972
Prior Transfer Date	Dec 31, 2018
Prior Transfer Doc	0040840316
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jul 26, 2023
Property Address	1129 S COMET AVE, PANAMA CITY, FL 32404-9695
Document Number	0047130972
Book / Page	4713 / 972
Map Reference	MB 8 PG 10
Instrument Date	Jul 21, 2023
Instrument	2023046678
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2901 W 17TH ST, PANAMA CITY, FL 32405-2541

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1129 S COMET AVE, PANAMA CITY, FL 32404-9695

Mortgage

Document Number	0004713974
Date	Jul 26, 2023
Instrument	4713/974

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jul 14, 2023
Property Address	1129 S COMET AVE, PANAMA CITY, FL 32404-9695
Document Number	0047091969
Book / Page	4709 / 1969
Map Reference	MB 8 PG 10
Instrument Date	Jul 14, 2023
Instrument	2023044057
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12109 COUNTRY CLUB DR, PANAMA CITY, FL 32404-2755

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2901 W 17TH ST, PANAMA CITY, FL 32405-2533
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1129 S Comet Ave was $4,012, up 6.2% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Callaway City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,012.00 (+6.19%)	$293,027 Land $28,215 Building $264,812	$293,027 Land $28,215 Building $264,812
2024	$3,778.00
2023	Additional exemption filed	$34,200 (+53.85%) Land $34,200	$34,200 (+53.85%) Land $34,200
2022	Additional exemption filed	$22,230 Land $22,230	$22,230 Land $22,230

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1129 S Comet Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 319 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	319 in force
Nearby Flood Claims	55 (1995–2023)
Claims Outside the SFHA	9 of 55
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Hurricane Michael, Oct 2018 · 34 claims Hurricane Opal, Oct 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1129 S Comet Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY, CITY OF WATER SYSTEM serves 20,520 people · EPA ID FL1030141
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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