1129 Lafayette Dr, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 1129 Lafayette Dr, Eldersburg, MD 21784

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,810 sqft · built 1994
Lot Size	0.811 acres (35,331 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (Aug 2009)
Tax Bill	$6,939 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-071119`

Property Details

APN / Parcel Number

Primary APN	`05-071119`
Alternative APNs	`5071119` `071119`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,810 sqft Total Area
Basement Area	1,100 sqft
Finished Basement	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	35,331 sqft (0.811 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	214 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	071119
Street Address	1129 LAFAYETTE DR
City	SYKESVILLE
State	MD
Zip	21784-8814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-200
Legal Description	LT 44- 35331 SQ FT LAFAYETTE DR 34-9/10 HAMMONDS ESTATES SEC 2
Legal Subdivision	HAMMONDS ESTATES
Legal Lot Number	44
Jurisdiction	CARROLL MD
Township / Civil Division	5, FREEDOM
Census Block Group	1
Census Block	1014
Census Tract	505101

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1129 LAFAYETTE DR, SYKESVILLE, MD 21784-8814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Deed of Trust, Mortgage · Line of Credit TOWER FEDERAL CREDIT UNION
Aug 18, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2009 · Amount on Record
Deed Sale	Aug 24, 2009 · Amount on Record
Prior Sale	Jul 8, 1999 · Amount on Record
Deed Document Number	2009302
Deed Book / Page	5937 / 127
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Recording Date	Aug 13, 2026
Property Address	1129 LAFAYETTE DR, SYKESVILLE, MD 21784-8814
Document Number	1183000180
Book / Page	11834 / 180
Instrument Date	Jul 10, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	1129 LAFAYETTE DR, SYKESVILLE, MD 21784-8814

Mortgage

Document Number	1183000180,
Date	Aug 13, 2026
Book Page	11834/180

Lender

Name	TOWER FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2056

Interest

Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1129 LAFAYETTE DR, ELDERSBURG, MD 21784-8814
Document Number	0098310189
Instrument Date	Aug 18, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1129 LAFAYETTE DR SYKESVILLE MD 217848814, SYKESVILLE, MD 21784-8814

Mortgage

Document Number	0098310189
Date	Sep 2, 2020
Book Page	009831/000189

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,939.00 (+5.42%) Homeowner's exemption	$664,933 (+23.85%)	$723,700 (+32.21%) Land $186,100 Building $537,600
2025	$6,582.00 (+8.51%) Homeowner's exemption
2023	$6,066.00 Homeowner's exemption	$536,900	$547,400 Land $186,100 Building $361,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEDOM DISTRICT serves 24,867 people · EPA ID MD0060002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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