1129 Kingsmill Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 1129 Kingsmill Dr, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Lot Size	0.259 acres (11,296 sqft)
Owner	Individual Name on File
Last Sale	$418,285 (Sep 2017)
Deeds & Mortgages	Nov 2022 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-36-457-031`

Property Details

APN / Parcel Number

Primary APN	`18-36-457-031`

Exterior

Lot Area	11,296 sqft

Location & Zoning

Street Address	1129 KINGSMILL DR
City	ALGONQUIN
State	IL
Zip	60102-6305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2017R0035350 LT 157 THE COVE UNIT III SINGLE FAMILY RESUB
Legal Subdivision	COVE #III SINGLE FAMILY RESUB
Legal Lot Number	157
Legal Unit	3
Jurisdiction	MCHENRY IL
Township / Civil Division	GRAFTON
Census Block Group	3
Census Block	3023
Census Tract	871107

Owner

1129 Kingsmill Dr is owned by an individual who bought it in September 2017.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1129 KINGSMILL DR, ALGONQUIN, IL 60102-6305
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Deed of Trust, Mortgage · Line of Credit CIBM BANK
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage CIBM BANK
Feb 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage CIBM BANK
Sep 25, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2017 · Amount on File
Deed Sale	Sep 25, 2017 · Amount on File
Prior Sale	Jul 15, 2015 · Amount on File
Deed Document Number	2017R0035350
Record Updated	Jun 7, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1129 KINGSMILL DR, ALGONQUIN, IL 60102-6305
Transaction Type	Mortgage
Record Updated	Dec 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1129 KINGSMILL DR, ALGONQUIN, IL 60102-6305

Mortgage

Document Number	0000038985
Date	Nov 21, 2022
Instrument	2022R0038985

Lender

Name	CIBM BANK
Type	Bank
Address	WHEATON, IL 60187

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1129 KINGSMILL DR, ALGONQUIN, IL 60102-6305
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PRECISION TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044342
Date	Oct 22, 2020
Instrument	2020R0044342

Lender

Name	CIBM BANK
Type	Bank
Address	NAPERVILLE, IL 60563

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2040

Interest

Rate Type	Fixed Rate
Rate	2.87%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1129 KINGSMILL DR, ALGONQUIN, IL 60102-6305
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PRECISION TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006371
Date	Feb 21, 2020
Instrument	2020R0006371

Lender

Name	CIBM BANK
Type	Bank
Address	NAPERVILLE, IL 60563

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2040

Interest

Rate Type	Fixed Rate
Rate	3.75%

September 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 25, 2017
Property Address	1129 KINGSMILL DR, ALGONQUIN, IL 60102-6305
Document Number	0000035350
Instrument Date	Sep 19, 2017
Instrument	2017R0035350
Transaction Type	Subdivision Related Transfer
Record Updated	May 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$627.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	945 N PLUM GROVE RD, 945, SCHAUMBURG, IL 60173-4704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1785 CHARLES AVE, ALGONQUIN, IL 60102-3779

Mortgage

Document Number	0000035351
Date	Sep 25, 2017
Instrument	2017R0035351

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Grafton Township
Unified School District	Huntley Consolidated School District 158 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$141,705 Land $15,242 Building $126,463	$425,115 Land $45,726 Building $379,389

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1129 Kingsmill Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1129 Kingsmill Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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