St. Charles County property record for 1129 Ivy Point Dr, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,143 sqft · built 2000 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (Aug 2022) |
| Tax Bill | $4,704 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Aug 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T992400398 |
| Primary APN | T992400398 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,143 sqft Living Area |
| Gross Area | 4,023 sqft |
| 1st Floor Area | 1,247 sqft |
| Basement Area | 1,247 sqft |
| Finished Basement | 873 sqft |
| Unfinished Basement | 374 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 155 sqft |
| Patio Area | 225 sqft |
| Account Number | T992400398 |
|---|---|
| Street Address | 1129 IVY POINT DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-5970 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRIGHTON PT #2 LOT 119 |
| Legal Subdivision | BRIGHTON PT #2 |
| Legal Lot Number | 119 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 311737 |
1129 Ivy Point Dr is owned and occupied by two individuals who bought it in August 2022.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1129 IVY POINT DR, O FALLON, MO 63366-5970 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ACCESS CAPITAL FUNDING LLC |
| Aug 26, 2022 | Warranty Deed, Transfer · Line of Credit LINDELL BANK & TRUST CO |
| Feb 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2022 · Amount on File |
| Deed Sale | Aug 26, 2022 · Amount on File |
| Prior Sale | Feb 1, 2021 · Amount on File |
| Deed Document Number | 202247396 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1129 IVY POINT DR, O FALLON, MO 63366-5970 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2024 |
| Title Company | TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 1129 IVY POINT DR, O FALLON, MO 63366-5970 |
| Document Number | 0000052452 |
|---|---|
| Date | Sep 23, 2022 |
| Instrument | 2022R-052452 |
| Name | ACCESS CAPITAL FUNDING LLC |
|---|---|
| Type | Lending Institution |
| Address | CHESTERFIELD, MO 63017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 26, 2022 |
| Property Address | 1129 IVY POINT DR, O FALLON, MO 63366-5970 |
| Document Number | 0000047396 |
| Map Reference | MB 35 PG 186 |
| Instrument Date | Aug 3, 2022 |
| Instrument | 2022R-047396 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1129 IVY POINT DR, O FALLON, MO 63366-5970 |
| Document Number | 0000047397 |
|---|---|
| Date | Aug 26, 2022 |
| Instrument | 2022R-047397 |
| Name | LINDELL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 1, 2021 |
| Property Address | 1129 IVY POINT DR, O FALLON, MO 63366-5970 |
| Document Number | 0000009452 |
| Map Reference | MB 35 PG 186 |
| Instrument Date | Jan 28, 2021 |
| Instrument | 2021R-009452 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1371 SHELBY POINT DR, O FALLON, MO 63366-7518 |
| Name | Verified Name |
|---|---|
| Address | 1129 IVY POINT DR, O FALLON, MO 63366-5970 |
| Document Number | 0000009453 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | 2021R-009453 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 1129 Ivy Point Dr was $4,704.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $73,343 (-) | $386,017 (-) Land $75,000 Building $311,017 | |
| 2025 | $4,704.00 | $73,343 | $386,017 Land $75,000 Building $311,017 |
| 2023 | $68,883 | ||
| 2022 | $362,542 Land $60,000 Building $302,542 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1129 Ivy Point Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1129 Ivy Point Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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