1129 Helm St, Henderson, KY 42420 Property Records

Henderson County property record for 1129 Helm St, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 870 sqft · built 1890
Lot Size	0.102 acres (4,460 sqft)
Owner	Company Name on File
Last Sale	$30,000 (Nov 2013)
Tax Bill	$332 (2025)
Deeds & Mortgages	Jun 2026 Construction Loan Jun 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-19-3-15`

Property Details

APN / Parcel Number

Primary APN	`2-19-3-15`
Alternative APN	`47579`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	870 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,460 sqft (0.102 acres)
Lot Dimensions	127 ft deep x 35 ft wide
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Space Heater
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	47579
Street Address	1129 HELM ST
City	HENDERSON
State	KY
Zip	42420-3708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	SINGLE FAMILY
Legal Subdivision	ROBARDS ADDITION
Legal Lot Number	2
Jurisdiction	HENDERSON KY
Township / Civil Division	HENDERSON
Census Block Group	1
Census Block	1022
Census Tract	20300

Owner

1129 Helm St is owned by a company that bought it in November 2013.

Source: Henderson County records, as of June 22, 2026

Owner of Record	Company Name on File
Mailing Address	1120 S ADAMS ST, HENDERSON, KY 42420-4064
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Construction Mortgage FARMERS BANK AND TRUST
Jun 14, 2021	Deed of Trust, Mortgage · Line of Credit FARMERS BANK & TRUST
Mar 15, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2013 · Amount on File
Deed Sale	Nov 7, 2013 · Amount on File
Prior Sale	Nov 12, 2010 · Amount on File
Deed Document Number	201314266
Deed Book / Page	600 / 28
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Recording Date	Jun 15, 2026
Property Address	1129 HELM ST, HENDERSON, KY 42420-3708
Document Number	0000005872
Book / Page	1504 / 548
Instrument Date	May 28, 2026
Instrument	20265872
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1120 S ADAMS ST, HENDERSON, KY 42420-4064

Mortgage

Document Number	0000005872,
Date	Jun 15, 2026
Book Page	1504/548
Instrument	20265872

Lender

Name	FARMERS BANK AND TRUST

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 28, 2046

Interest

Rate	6.3%
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	1129 HELM ST, HENDERSON, KY 42420-3708
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 S ADAMS ST, HENDERSON, KY 42420-4064

Mortgage

Document Number	MT1358/123
Date	Jun 14, 2021
Book Page	MT 1358/123
Instrument	2021006872

Lender

Name	FARMERS BANK & TRUST
Type	Bank
Address	MARION, KY 42064

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Apr 30, 2036

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Mar 15, 2021
Property Address	1129 HELM ST, HENDERSON, KY 42420-3708
Document Number	RE0649/675
Book / Page	RE 0649 / 675
Instrument Date	Mar 15, 2021
Instrument	2021002757
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1120 S ADAMS ST, 1120, HENDERSON, KY 42420-4064

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 S ADAMS ST, HENDERSON, KY 42420-4064

Tax Assessment & Valuation

The 2025 property tax bill for 1129 Helm St was $332.

Source: Henderson County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$332.00	$30,000	$30,000
2023	$335.00 (+0.9%)	$30,000 (-)	$30,000 (-)
2022	$332.00	$30,000	$30,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1129 Helm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1129 Helm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 576 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Watch TV.

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