1129 Garrard St, Covington, KY 41011 Property Records

Kenton County property record for 1129 Garrard St, Covington, KY 41011

Property Summary

Property TypeCemetery, Funeral Home, Mortuary
Details4,568 sqft
Lot Size0.204 acres (8,900 sqft)
OwnerCompany Name on File
Last Sale$135,000 (Sep 2017)
Tax Bill$1,722 (2025)
Flood ZoneZone X (minimal risk)
APN054-24-24-011.00

Property Details

APN / Parcel Number

Primary APN054-24-24-011.00

Interior

Building Area4,568 sqft Finished Area

Exterior

Lot Area8,900 sqft (0.204 acres)
Lot Dimensions100 ft deep x 89 ft wide

Location & Zoning

Street Address1129 GARRARD ST
CityCOVINGTON
StateKY
Zip41011-3259
Property CategoryCommercial
Property TypeCommercial > Retail > Cemetery, Funeral Home, Mortuary
Legal Description89X100 LOTS 116 & 117 BAP 2ND
Legal SubdivisionWESTERN BAPTIST THEO INST
Legal Phase2
Legal Lot Number116-117
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2014
Census Tract67100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Helentown Historic District
listed 1987 · 689 contributing resources · NRIS 86003481

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1129 Garrard St, a commercial property, is owned by a company that bought it in September 2017.

Source: Kenton County records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address2625 GILBERT AVE, CINCINNATI, OH 45206-1208
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 27, 2017 · Amount on File
Deed SaleSep 27, 2017 · Amount on File
Prior SaleJul 2, 1999 · Amount on File
Deed Document Number201709 27 059 00133
Deed Book / Page6256 / 7
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1129 Garrard St was $1,722.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$185,000 (+42.31%) Land $30,000 Building $155,000$185,000 (+42.31%) Land $30,000 Building $155,000
2025$1,722.00$130,000 Land $30,000 Building $100,000$130,000 Land $30,000 Building $100,000
2023$1,731.00$130,000 Land $30,000 Building $100,000$130,000 Land $30,000 Building $100,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1129 Garrard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1129 Garrard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on Garrard St

Nearby Streets

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