Black Hawk County property record for 1129 Franklin St, Waterloo, IA 50703 · Last verified June 2026
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2,890 sqft · built 1901 |
| Lot Size | 0.079 acres (3,450 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,494 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-25-205-015 |
| Primary APN | 8913-25-205-015 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,890 sqft Gross Area |
| 1st Floor Area | 2,133 sqft |
| Basement Area | 757 sqft |
| Unfinished Basement | 757 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1901 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Material | Shingle |
| Lot Area | 3,450 sqft (0.079 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1129 FRANKLIN ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-4425 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | SULLIVAN DAYS ADDITION ALL LOT 7 BLK 4 EXC N 60 FT |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 25 |
| Legal Subdivision | SULLIVAN DAYS ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 7 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 700 |
Source: Black Hawk County records · APN 8913-25-205-015
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 640 ADAMS ST, WATERLOO, IA 50703-2808 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,494.00 | $68,900 (-) Land $10,350 Building $58,550 | $68,900 (-) Land $10,350 Building $58,550 |
| 2024 | $1,494.00 (+22.66%) | ||
| 2023 | $68,900 (+24.28%) Land $10,350 Building $58,550 | $68,900 (+24.28%) Land $10,350 Building $58,550 | |
| 2022 | $1,218.00 | $55,440 Land $6,900 Building $48,540 | |
| 2021 | $55,440 Land $6,900 Building $48,540 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130007001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 2 (1979–1980) |
| Most Recent Claim | Jun 1980, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 332 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: AMG Technology Investment Group, LTD Broadband, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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