Lake County property record for 1129 Elliot Dr, Munster, IN 46321
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,901 sqft · built 1964 |
| Lot Size | 0.308 acres (13,430 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,029 (2024) |
| Deeds & Mortgages | Jul 2022 Mortgage Apr 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-18-28-0231-0004 |
| Primary APN | 007-18-28-0231-0004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,901 sqft Living Area |
| Basement Area | 1,881 sqft |
| Finished Basement | 266 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 13,430 sqft (0.308 acres) |
| Lot Dimensions | 158 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 007-18-28-0231-0004 |
|---|---|
| Old Parcel Number | 182802310004 |
| Street Address | 1129 ELLIOT DR |
| City | MUNSTER |
| State | IN |
| Zip | 46321-3002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIVERSITY ESTATES FIRST ADDITION ALL L.4 |
| Legal Subdivision | UNIVERSITY ESTATES FIRST ADD |
| Legal Lot Number | 4 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | NORTH |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 40403 |
1129 Elliot Dr is owned and occupied by two individuals who acquired it in December 2015.
Source: Lake County records, as of March 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1129 ELLIOT DR, MUNSTER, IN 46321-3002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 10, 2017 | Deed of Trust, Mortgage · FHA Mortgage HERTFORD FINANCIAL SERVIVES LLC |
| Feb 1, 2019 | Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2015 |
| Deed Sale | Dec 8, 2015 |
| Prior Sale | Sep 23, 2015 |
| Deed Document Number | 2015 081833 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 1129 ELLIOT DR, MUNSTER, IN 46321-3002 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000027828 |
|---|---|
| Date | Jul 7, 2022 |
| Instrument | 2022-527828 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 1129 ELLIOT DR, MUNSTER, IN 46321-3002 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000022456 |
|---|---|
| Date | Apr 10, 2017 |
| Instrument | 2017 022456 |
| Name | HERTFORD FINANCIAL SERVIVES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | SCHAUMBURG, IL 60173 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 1129 ELLIOT DR, MUNSTER, IN 46321-3002 |
| Document Number | 0000013676 |
| Instrument Date | Feb 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1129 ELLIOT DR MUNSTER IN 463213002, MUNSTER, IN 46321-3002 |
| Document Number | 0000013676 |
|---|---|
| Date | Mar 7, 2019 |
| Instrument | 13676 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | FISHERS, IN 46037 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 6, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | North Township |
| Municipality | Munster Town |
| Unified School District | Munster School Town (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $427,500 Land $70,500 Building $357,000 | $427,500 Land $70,500 Building $357,000 | |
| 2024 | $5,029.00 | ||
| 2023 | $380,500 (+6.31%) Land $72,700 Building $307,800 | $380,500 (+6.31%) Land $72,700 Building $307,800 | |
| 2022 | $4,782.00 Homeowner's exemption | $357,900 Land $72,700 Building $285,200 | $357,900 Land $72,700 Building $285,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1129 Elliot Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1981–2008) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Sep 2008 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1129 Elliot Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031 |
|---|---|
| Water Source | Purchased surface water from HAMMOND WATER WORKS DEPARTMENT |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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