1129 E Main St, Richmond, IN 47374 Property Records

Wayne County property record for 1129 E Main St, Richmond, IN 47374

Property Summary

Property Type	Commercial
Details	5,523 sqft · built 1892
Lot Size	0.067 acres (2,919 sqft)
Owner	Individual Name on Record
Last Sale	$323,300 (Sep 2026)
Tax Bill	$2,250 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`029-10104-00`

Property Details

APN / Parcel Number

Primary APN	`029-10104-00`
Alternative APNs	`89-18-04-110-203.000-030` `500411020300029`

Interior

Plumbing Fixtures	10 Plumbing Fixtures
Stories	3 Stories
Building Area	5,523 sqft Total Area
1st Floor Area	5,523 sqft

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1892
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	2,919 sqft (0.067 acres)
Lot Dimensions	145 ft deep x 20 ft wide

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	500411020300029
Street Address	1129 E MAIN ST
City	RICHMOND
State	IN
Zip	47374-4303
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	ZO01
Legal Description	2 2/3 FT W SIDE LOT 6 J R 16 2/3 FT E SIDE LOT 5 J R
Legal Subdivision	RICHMOND
Legal Tract	I
Legal Lot Number	6,5
Jurisdiction	WAYNE IN
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2030
Census Tract	200

Owner

Source: Wayne County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2742 S E ST, RICHMOND, IN 47374-6772
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Warranty Deed, Transfer · Conventional Mortgage WAYNE BANK AND TRUST COMPANY
Jan 3, 2018	Deed of Trust, Mortgage MAINSOURCE BANK
Jan 3, 2018	Deed of Trust, Mortgage MAINSOURCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2026 · Amount on Record
Deed Sale	Sep 25, 2026 · Amount on Record
Deed Document Number	20267194
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Sep 25, 2026
Property Address	1129 E MAIN ST, RICHMOND, IN 47374-4303
Document Number	0000007194
Instrument Date	Sep 23, 2026
Instrument	20267194
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2742 S E ST, RICHMOND, IN 47374-6772

Mortgage

Document Number	0000007195,
Date	Sep 25, 2026
Instrument	20267195

Lender

Name	WAYNE BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 23, 2041

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	1129 E MAIN ST, RICHMOND, IN 47374-4303
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018000072
Date	Jan 3, 2018
Instrument	2018000072

Lender

Name	MAINSOURCE BANK
Type	Bank
Address	GREENSBURG, IN 47240

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 11, 2023

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	1129 E MAIN ST, RICHMOND, IN 47374-4303
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018000069
Date	Jan 3, 2018
Instrument	2018000069

Lender

Name	MAINSOURCE BANK
Type	Bank
Address	GREENSBURG, IN 47240

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Dec 28, 2032

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Wayne Township
Municipality	Richmond City
Unified School District	Richmond Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,250.00 (+5.34%)	$75,000 (+7.76%) Land $5,900 Building $69,100	$75,000 (+7.76%) Land $5,900 Building $69,100
2024	$2,136.00 (+1.28%)
2023		$69,600 (-1%) Land $5,900 Building $63,700	$69,600 (-1%) Land $5,900 Building $63,700
2022	$2,109.00	$70,300 Land $5,900 Building $64,400	$70,300 Land $5,900 Building $64,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - RICHMOND private · serves 41,485 people · EPA ID IN5289012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures