1129 Cumberland Ct, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 1129 Cumberland Ct, Chesapeake, VA 23320

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,282 sqft · built 1988
Lot Size	0.466 acres (20,299 sqft)
Owner	2 Individual Names on Record
Last Sale	$723,000 (Aug 2026)
Tax Bill	$6,495 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2023 Sale & Mortgage + 2 more
APN	`0385001002520`

Property Details

APN / Parcel Number

Primary APN	`0385001002520`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,282 sqft Living Area
1st Floor Area	2,819 sqft
Attic	Attic
Attic Area	441 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	20,299 sqft (0.466 acres)
Lot Dimensions	206 ft deep x 67 ft wide
Garage Type	Attached
Garage Area	441 sqft
Porch	Slab
Porch Area	54 sqft
Patio Area	462 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1129 CUMBERLAND CT
City	CHESAPEAKE
State	VA
Zip	23320-8179
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	252 KEMP WOODS SEC 4
Legal Subdivision	KEMP WOODS,KEMP WOODS SOUTH
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	4
Census Block	4000
Census Tract	20804

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1129 CUMBERLAND CT, CHESAPEAKE, VA 23320-8179
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 20, 2023	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE LLC
Jun 1, 2020	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
Mar 23, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2026 · Amount on Record
Deed Sale	Aug 12, 2026 · Amount on Record
Prior Sale	Jun 20, 2023 · Amount on Record
Deed Document Number	202620927
Deed Book / Page	11012 / 1
Prior Transfer Date	Mar 10, 2017
Prior Transfer Doc	9768/179
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 12, 2026
Property Address	1129 CUMBERLAND CT, CHESAPEAKE, VA 23320-8179
Document Number	0000020927
Book / Page	11012 / 1
Instrument Date	Jul 28, 2026
Instrument	202620927
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$73,023.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1129 CUMBERLAND CT, CHESAPEAKE, VA 23320-8179

Mortgage

Document Number	0000020928,
Date	Aug 12, 2026
Instrument	202620928

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 20, 2023
Property Address	1129 CUMBERLAND CT, CHESAPEAKE, VA 23320-8179
Document Number	10671/1329
Book / Page	10671 / 1329
Instrument Date	Jun 14, 2023
Instrument	230012763
Transaction Type	Transfer
Record Updated	Jul 5, 2023
Title Company	NOT AVAILABLE, TITLE&INK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1129 CUMBERLAND CT, CHESAPEAKE, VA 23320-8179

Mortgage

Document Number	0230012764
Date	Jun 20, 2023
Instrument	230012764

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1129 CUMBERLAND CT, CHESAPEAKE, VA 23320-8179
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10157/1159
Date	Jun 1, 2020
Book Page	10157/1159
Instrument	200016880

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Mar 23, 2017
Property Address	1129 CUMBERLAND CT, CHESAPEAKE, VA 23320-8179
Document Number	9768/179
Book / Page	9768 / 179
Instrument Date	Mar 10, 2017
Instrument	170007841
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1129 CUMBERLAND CT, CHESAPEAKE, VA 23320-8179

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$641,100 (-0.31%) Land $180,000 Building $461,100	$641,100 (-0.31%) Land $180,000 Building $461,100
2025	$6,495.00 (+8.63%)	$643,100 (+13.8%) Land $170,000 Building $473,100	$643,100 (+13.8%) Land $170,000 Building $473,100
2024	$5,979.00 (+17.56%)
2023		$565,100 (+12.21%) Land $140,000 Building $425,100	$565,100 (+12.21%) Land $140,000 Building $425,100
2022	$5,086.00 (+18.2%)	$503,600 Land $135,000 Building $368,600	$503,600 Land $135,000 Building $368,600
2019	$4,303.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 62% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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