1129 Cooper Lake Rd, Oneida, TN 37841 Property Records

Scott County property record for 1129 Cooper Lake Rd, Oneida, TN 37841 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,708 sqft · built 1971
Lot Size	1.75 acres (76,230 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Dec 2020)
Tax Bill	$1,260 (2025)
Deeds & Mortgages	Sep 2007 Mortgage Jul 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`076051O A 03400`

Property Details

APN / Parcel Number

Primary APN	`076051O A 03400`
Alternative APN	`051O A 03400`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,708 sqft Living Area
1st Floor Area	1,448 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2015
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	76,230 sqft (1.75 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	260 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	519 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1129 COOPER LAKE RD
City	ONEIDA
State	TN
Zip	37841-6655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST HILLS ESTATES 46 MIS 134/187
Legal Subdivision	WEST HILLS ESTATES
Legal Lot Number	46
Jurisdiction	SCOTT TN
Township / Civil Division	7
Census Block Group	1
Census Block	1036
Census Tract	975102

Owner

Source: Scott County records · APN 076051O A 03400

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1129 COOPER LAKE RD, ONEIDA, TN 37841-6655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2007	Deed of Trust, Mortgage · Conventional Mortgage FIRST TRUST & SAVINGS BANK
Jul 16, 2024	Deed of Trust, Mortgage · Conventional Mortgage FOUNTAIN CITY FINANCE
May 17, 2007	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Dec 29, 2020	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP
Dec 17, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 29, 2020 · Amount on Record
Deed Sale	Dec 29, 2020 · Amount on Record
Prior Sale	Dec 17, 2020 · Amount on Record
Deed Document Number	20003204
Deed Book / Page	28 / 801
Record Updated	Jun 08, 2026

September 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT TN
Property Address	1129 COOPER LAKE RD, ONEIDA, TN 37841-6655
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000238/383
Date	Sep 17, 2007
Book Page	238/383

Lender

Name	FIRST TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 01, 2027

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT TN
Property Address	1129 COOPER LAKE RD, ONEIDA, TN 37841-6655
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1129 COOPER LAKE RD, ONEIDA, TN 37841-6655

Mortgage

Document Number	0000000079/0000000502
Date	Jul 16, 2024
Book Page	0000000079/0000000502
Instrument	24001609

Lender

Name	FOUNTAIN CITY FINANCE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2039

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT TN
Property Address	1129 COOPER LAKE RD, ONEIDA, TN 37841-6655
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000234/766
Date	May 17, 2007
Book Page	234/766

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 01, 2022

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT TN
Recording Date	Dec 29, 2020
Property Address	1129 COOPER LAKE RD, ONEIDA, TN 37841-6655
Document Number	000028/801
Book / Page	28 / 801
Instrument Date	Dec 23, 2020
Instrument	20003204
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1129 COOPER LAKE RD, ONEIDA, TN 37841-6655

Mortgage

Document Number	0020003205
Date	Dec 29, 2020
Instrument	20003205

Lender

Name	MORTGAGE INVESTORS GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT TN
Recording Date	Dec 17, 2020
Property Address	1129 COOPER LAKE RD, ONEIDA, TN 37841-6655
Document Number	000028/457
Book / Page	28 / 457
Instrument Date	Dec 17, 2020
Instrument	20003141
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1945 PLEASANT GROVE RD, WINFIELD, TN 37892-3636
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,260.00	$78,700 (-) Land $6,725 Building $71,975
2023		$78,700 Land $6,725 Building $71,975	$314,800 Land $26,900 Building $287,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Scott County (47151C), updated September 28, 2007 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471519751021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 82% of Tennessee
Wildfire Likelihood	About 1 in 476 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 65 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Highland Telephone Cooperative, Inc. (KY & TN)	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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