Cleveland County property record for 1129 Chatfield Rd, Shelby, NC 28150
| Property Type | Single Family Home |
|---|---|
| Details | 1,581 sqft · built 1988 |
| Lot Size | 7.44 acres (324,478 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,774 (2026) |
| Deeds & Mortgages | May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 41735 |
| Primary APN | 41735 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,581 sqft Finished Area |
| Upper Floors Area | 518 sqft |
| Basement Area | 1,064 sqft |
| Unfinished Basement | 1,064 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Logs |
| Foundation Type | Footing |
| Lot Area | 324,478 sqft (7.44 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 464 sqft |
| Deck Area | 288 sqft |
| Lean-To | 240 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1144164 |
|---|---|
| Street Address | 1129 CHATFIELD RD |
| City | SHELBY |
| State | NC |
| Zip | 28150-9385 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | 7.449 AC RD 1343 |
| Legal Block | 1 |
| Legal Lot Number | 34L |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 951300 |
1129 Chatfield Rd is owned and occupied by an individual who acquired it in March 2014.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1129 CHATFIELD RD, SHELBY, NC 28150-9385 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 13, 2014 |
| Transfer Doc | 0016740635 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 1129 CHATFIELD RD, SHELBY, NC 28150-9385 |
| Document Number | 0017672037 |
| Instrument Date | May 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1129 CHATFIELD RD SHELBY NC 281509385, SHELBY, NC 28150-9385 |
| Document Number | 0017672037 |
|---|---|
| Date | May 17, 2018 |
| Book Page | 001767/002037 |
| Instrument | 13698 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | May 16, 2058 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 1129 Chatfield Rd was $1,774, up 4.2% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,774.00 (+4.23%) | $267,319 (-) Land $76,198 Building $191,121 | $267,319 (-) Land $76,198 Building $191,121 |
| 2025 | $1,702.00 | $267,319 Land $76,198 Building $191,121 | $267,319 Land $76,198 Building $191,121 |
| 2023 | $198,552 Land $63,330 Building $135,222 | $198,552 Land $63,330 Building $135,222 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1129 Chatfield Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1129 Chatfield Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures