1129 Cades Ct, Denver, NC 28037 Property Records

Lincoln County property record for 1129 Cades Ct, Denver, NC 28037

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 3,160 sqft · built 2017
Lot Size0.255 acres (11,108 sqft)
Owner2 Individual Names on File
Last Sale$925,000 (Aug 2024)
Tax Bill$5,128 (2026)
Deeds & MortgagesJul 2020 Mortgage
Sep 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN3692-73-6786

Property Details

APN / Parcel Number

Primary APN3692-73-6786
Alternative APNs
  • 305940
  • 266395
  • 93262

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area3,160 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleCustom Design
Lot Area11,108 sqft (0.255 acres)
Pool House1 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number305940
Street Address1129 CADES CT
CityDENVER
StateNC
Zip28037-4214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-R
Legal Description#345 CAROLINA RIDGE
Legal SubdivisionCAROLINA RIDGE PARCEL F
JurisdictionLINCOLN NC
Township / Civil DivisionCATAWBA SPRINGS
Census Block Group3
Census Block3003
Census Tract71102

Owner

1129 Cades Ct is owned and occupied by two individuals who bought it in August 2024.

Source: Lincoln County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address1129 CADES CT, DENVER, NC 28037-4214
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2020Deed of Trust, Mortgage · VA Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Sep 4, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST CITIZENS BK
Mar 5, 2018Grant Deed, Subdivision Related Transfer · Line of Credit
FIRST CITIZENS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2024 · Amount on File
Deed SaleAug 15, 2024 · Amount on File
Prior SaleMar 5, 2018 · Amount on File
Deed Document Number2024683882
Deed Book / Page3344 / 635
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address1129 CADES CT, DENVER, NC 28037-4214
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2925494
DateJul 7, 2020
Book Page2925/494
Instrument611684
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address1129 CADES CT, DENVER, NC 28037-4214
Document Number2846427
Instrument DateSep 4, 2019
Transaction TypeMortgage
Record UpdatedSep 25, 2019
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1129 CADES CT DENVER NC 280374214, DENVER, NC 28037-4214

Mortgage

Document Number2846427
DateSep 16, 2019
Book Page002846/000427
Instrument597859
Lender
NameFIRST CITIZENS BK
TypeBank
AddressRALEIGH, NC 27611-6592
Agreement
TypeConventional Mortgage
AmountAmount on Record

March 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionLINCOLN NC
Recording DateMar 5, 2018
Property Address1129 CADES CT, DENVER, NC 28037-4214
Document Number2727422
Book / Page002727 / 000422
Instrument DateFeb 20, 2018
Instrument574910
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 18, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,362.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1129 CADES CT DENVER NC 28037, DENVER, NC 28037

Mortgage

Document Number2727436
DateMar 5, 2018
Book Page002727/000436
Instrument574912
Lender
NameFIRST CITIZENS BK
TypeBank
AddressRALEIGH, NC 27611-6592
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Mortgage

Document Number2727424,
DateMar 5, 2018
Book Page002727/000424
Instrument574911
Lender
NameSHEA MTG
TypeMortgage Company
AddressSCOTTSDALE, AZ 85260
Agreement
AmountAmount on Record
Term360 Months
DueMar 4, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1129 Cades Ct was $5,128.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,128.00$825,835 Land $75,000 Building $750,835$825,835 Land $75,000 Building $750,835
2023$5,041.00$818,323 Land $75,000 Building $743,323$818,323 Land $75,000 Building $743,323

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1129 Cades Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1129 Cades Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN COUNTY WTP
serves 49,693 people · EPA ID NC0155035
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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