1129 Benefit Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 1129 Benefit Rd, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,526 sqft · built 1965
Lot Size	2.21 acres (96,529 sqft)
Owner	2 Individual Names on Record
Last Sale	$411,000 (Aug 2024)
Tax Bill	$3,993 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Feb 2024 Transfer + 1 more
APN	`0840000000271`

Property Details

APN / Parcel Number

Primary APN	`0840000000271`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,526 sqft Living Area
1st Floor Area	1,526 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	96,529 sqft (2.21 acres)
Porch	Open Porch
Porch Area	57 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1129 BENEFIT RD
City	CHESAPEAKE
State	VA
Zip	23322-2740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1: AGRICU
Legal Description	PAR A RESUBD BEHNKE TRACT 2.216 AC
Legal Subdivision	WHOLE MAP 084
Legal Tract	2.216
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2004
Census Tract	21200

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1129 BENEFIT RD, CHESAPEAKE, VA 23322-2740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION
Feb 8, 2024	Intrafamily Transfer, Transfer
Jul 31, 2020	Intrafamily Transfer, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2024 · Amount on Record
Deed Sale	Aug 19, 2024 · Amount on Record
Deed Document Number	202417007
Deed Book / Page	10777 / 606
Prior Transfer Date	Jul 25, 2020
Prior Transfer Doc	0000025604
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1129 BENEFIT RD, CHESAPEAKE, VA 23322-2740
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10726/1717
Date	Feb 16, 2024
Book Page	10726/1717
Instrument	240002944

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Jan 1, 2044

Interest

Rate Type	Fixed Rate

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Feb 8, 2024
Property Address	1129 BENEFIT RD, CHESAPEAKE, VA 23322-2740
Document Number	010725/163
Book / Page	10725 / 163
Instrument Date	Feb 8, 2024
Instrument	240002439
Transaction Type	Transfer
Record Updated	Feb 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jul 31, 2020
Property Address	1129 BENEFIT RD, CHESAPEAKE, VA 23322-2740
Document Number	10190/1538
Book / Page	10190 / 1538
Instrument Date	Jul 25, 2020
Instrument	200025604
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1129 BENEFIT RD, CHESAPEAKE, VA 23322-2740

Mortgage

Document Number	10190/1543
Date	Jul 31, 2020
Book Page	10190/1543
Instrument	200025605

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$411,600 (+4.12%) Land $227,900 Building $183,700	$411,600 (+4.12%) Land $227,900 Building $183,700
2025	$3,993.00 (+61.07%)	$395,300 (+24.7%) Land $202,100 Building $193,200	$395,300 (+24.7%) Land $202,100 Building $193,200
2023		$317,000 (+4.52%) Land $147,000 Building $170,000	$317,000 (+4.52%) Land $147,000 Building $170,000
2022		$303,300 Land $133,800 Building $169,500	$303,300 Land $133,800 Building $169,500
2019	$2,479.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	7 (2003–2016)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 59% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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