1129 Arbor Ln, Troy, OH 45373 Property Records

Miami County property record for 1129 Arbor Ln, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,394 sqft · built 2007
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$301,500 (Jun 2014)
Tax Bill	$5,634 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D08-105364`

Property Details

APN / Parcel Number

Primary APN	`D08-105364`
Alternative APN	`070536.1-02-026-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,394 sqft Living Area
1st Floor Area	4,788 sqft
Basement Area	2,394 sqft
Unfinished Basement	2,394 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	140 ft deep x 115 ft wide
Garage Area	762 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	45 sqft
Patio Area	406 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1129 ARBOR LN
City	TROY
State	OH
Zip	45373-7606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 9888 EDGEWATER #4
Legal Subdivision	EDGEWATER #4
Legal Lot Number	9888
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1038
Census Tract	365301

Owner

1129 Arbor Ln is owned and occupied by two individuals who bought it in June 2014.

Source: Miami County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1129 ARBOR LN, TROY, OH 45373-7606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2014 · Amount on File
Deed Sale	Jun 16, 2014 · Amount on File
Prior Sale	Mar 10, 2010 · Amount on File
Deed Document Number	2014OR-06427
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	May 23, 2022
Property Address	1129 ARBOR LN, TROY, OH 45373-7606
Document Number	0000008111
Map Reference	VOL 21 PG 9&9A
Instrument Date	May 17, 2022
Instrument	2022OR-08111
Transaction Type	Transfer
Record Updated	Jun 14, 2022
Title Company	FIRST OHIO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1129 ARBOR LN, TROY, OH 45373-7606

Mortgage

Document Number	0000008112
Date	May 23, 2022
Instrument	2022OR-08112

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1129 Arbor Ln was $5,634 with a homeowner's exemption, up 7.8% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,634.00 (+7.81%) Homeowner's exemption	$169,960 (+22.63%) Land $24,570 Building $145,390	$485,600 Land $70,200 Building $415,400
2024	$5,226.00 (+2.21%) Homeowner's exemption	$138,600 (-) Land $24,500 Building $114,100
2023	$5,113.00 (+17.46%) Homeowner's exemption	$138,600 (-) Land $24,500 Building $114,100	$396,000 (-) Land $70,000 Building $326,000
2022	$4,353.00 Homeowner's exemption	$138,600 Land $24,500 Building $114,100	$396,000 Land $70,000 Building $326,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1129 Arbor Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1129 Arbor Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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