11288 Cedar Ave, Culpeper, VA 22701 Property Records

Culpeper County property record for 11288 Cedar Ave, Culpeper, VA 22701

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,456 sqft · built 1974
Lot Size	0.81 acres (35,284 sqft)
Owner	Individual Name on Record
Last Sale	$284,900 (Dec 2019)
Tax Bill	$2,032 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Oct 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`50-I-1-48`

Property Details

APN / Parcel Number

Primary APN	`50-I-1-48`
Alternative APN	`3577`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,350 sqft
Basement Area	1,350 sqft
Unfinished Basement	1,350 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	35,284 sqft (0.81 acres)
Porch	Porch
Porch Area	142 sqft
Deck Area	225 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3577
Street Address	11288 CEDAR AVE
City	CULPEPER
State	VA
Zip	22701-8203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	FAIRVIEW ACRES LOT 48
Legal Subdivision	102
Legal Lot Number	48
Jurisdiction	CULPEPER VA
Township / Civil Division	CEDAR MOUNTAIN
Census Block Group	2
Census Block	2023
Census Tract	930501

Owner

Source: Culpeper County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11288 CEDAR AVE, CULPEPER, VA 22701-8203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Deed of Trust, Mortgage · Closed-End Mortgage OAK VIEW NATIONAL BANK
Oct 13, 2021	Special Warranty Deed, Transfer · Stand-Alone Refinance EMBRACE HOME LOANS INC
Dec 16, 2019	Warranty Deed, Transfer EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2019 · Amount on Record
Deed Sale	Dec 16, 2019 · Amount on Record
Prior Sale	Sep 14, 2015 · Amount on Record
Deed Document Number	20196828
Last Transfer Date	Oct 10, 2021
Transfer Doc	0000008921
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	11288 CEDAR AVE, CULPEPER, VA 22701-8203
Transaction Type	Mortgage
Record Updated	Nov 7, 2025
Title Company	TITLE SOLUTIONS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230005208
Date	Dec 27, 2023
Instrument	230005208

Lender

Name	OAK VIEW NATIONAL BANK

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 20, 2028

Interest

Rate Type	Fixed Rate

October 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CULPEPER VA
Recording Date	Oct 13, 2021
Property Address	11288 CEDAR AVE, CULPEPER, VA 22701-8203
Document Number	0210008921
Instrument Date	Oct 6, 2021
Instrument	210008921
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	BLUE RIDGE TITLE AND SETTLEMENT, BLUE RIDGE TITLE & STLMNT CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11288 CEDAR AVE, CULPEPER, VA 22701-8203

Mortgage

Document Number	0210008924
Date	Oct 13, 2021
Instrument	210008924

Lender

Name	EMBRACE HOME LOANS INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CULPEPER VA
Recording Date	Dec 16, 2019
Property Address	11288 CEDAR AVE, CULPEPER, VA 22701-8203
Document Number	190006828
Instrument Date	Dec 13, 2019
Instrument	6828
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$284.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11288 CEDAR AVE CULPEPER VA 227018203, CULPEPER, VA 22701-8203

Mortgage

Document Number	190006829
Date	Dec 16, 2019
Instrument	6829

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,032.00	$472,500 (+23.79%) Land $118,300 Building $354,200	$472,500 (+23.79%) Land $118,300 Building $354,200
2023	$1,755.00	$381,700 Land $88,800 Building $292,900	$381,700 Land $88,800 Building $292,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1995–2014)
Claims Outside the SFHA	4 of 6
Most Recent Claim	May 2014 · rainfall accumulation
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRVIEW ACRES private · serves 336 people · EPA ID VA6047100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

5G and 4G LTE (outdoors only)

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