11287 Old State Rd, Chardon, OH 44024 Property Records

Geauga County property record for 11287 Old State Rd, Chardon, OH 44024

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,562 sqft · built 1826
Lot Size	5.85 acres (254,826 sqft)
Owner	2 Individual Names on Record
Last Sale	$314,000 (Sep 2024)
Tax Bill	$3,047 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit May 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-032000`

Property Details

APN / Parcel Number

Primary APN	`12-032000`
Alternative APN	`001002-7`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,562 sqft Living Area
1st Floor Area	1,140 sqft
Upper Floors Area	422 sqft
Basement Area	1,140 sqft
Unfinished Basement	1,140 sqft

Exterior

Year Built	Built 1826
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	254,826 sqft (5.85 acres)
Garage Type	Detached
Garage Area	1,640 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	388 sqft
Lean-To	720 sqft
Pole Barn	816 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	001002-7
Street Address	11287 OLD STATE RD
City	CHARDON
State	OH
Zip	44024-9547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 2 SEC 2 EAST SURVEY
Legal Subdivision	CLARIDON SEC 02
Legal Lot Number	2
Jurisdiction	GEAUGA OH
Township / Civil Division	CLARIDON
Census Block Group	1
Census Block	1000
Census Tract	310900

Owner

Source: Geauga County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11287 OLD STATE RD, CHARDON, OH 44024-9547
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
May 5, 2023	Intrafamily Transfer, Transfer
Mar 16, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 2, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Nov 6, 2017	Deed of Trust, Mortgage · VA Mortgage AMERICAN MIDWEST MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2024 · Amount on Record
Deed Sale	Sep 30, 2024 · Amount on Record
Prior Sale	Jul 19, 1994 · Amount on Record
Deed Document Number	20241027181
Deed Book / Page	2191 / 899
Prior Transfer Date	May 1, 2023
Prior Transfer Doc	0021682943
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	11287 OLD STATE RD, CHARDON, OH 44024-9547
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11287 OLD STATE RD, CHARDON, OH 44024-9547

Mortgage

Document Number	0022102831
Date	Oct 31, 2025
Book Page	2210/2831
Instrument	202501040382

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GEAUGA OH
Recording Date	May 5, 2023
Property Address	11287 OLD STATE RD, CHARDON, OH 44024-9547
Document Number	0021682943
Book / Page	2168 / 2943
Instrument Date	May 1, 2023
Instrument	202301011839
Transaction Type	Transfer
Record Updated	May 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	11287 OLD STATE RD, CHARDON, OH 44024-9547

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	11287 OLD STATE RD, CHARDON, OH 44024-9547
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021190534
Date	Mar 16, 2021
Book Page	2119/534
Instrument	202100979423

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	11287 OLD STATE RD, CHARDON, OH 44024-9547
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020970062
Date	Jul 2, 2020
Book Page	2097/62
Instrument	202000965978

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	11287 OLD STATE RD, CHARDON, OH 44024-9547
Document Number	0020422128
Book / Page	002042 / 002128
Instrument Date	Nov 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11287 OLD STATE RD CHARDON OH 440249547, CHARDON, OH 44024-9547

Mortgage

Document Number	0020422128
Date	Nov 13, 2017
Book Page	002042/002128
Instrument	928661

Lender

Name	AMERICAN MIDWEST MTG CORP
Address	PARMA HEIGHTS, OH 44130

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2047

Tax Assessment & Valuation

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Claridon Township
Unified School District	Berkshire Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,047.00 (+12.94%)	$79,980 (-) Land $23,870 Building $56,110
2024	$2,698.00 (+0.56%) Homeowner's exemption	$79,980 (-) Land $23,870 Building $56,110
2023	$2,683.00 (+15.7%) Homeowner's exemption	$79,980 (+24.39%) Land $23,870 Building $56,110	$228,500 (+24.39%) Land $68,200 Building $160,300
2022		$64,300 Land $19,740 Building $44,560
2021	$2,319.00
2020			$183,700 Land $56,400 Building $127,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Zito Media Cable	1,000 / 25
Windstream DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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