11286 Bonta Bridge Rd, Cato, NY 13033 Property Records

Cayuga County and Cato Town property record for 11286 Bonta Bridge Rd, Cato, NY 13033

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,196 sqft · built 1875
Lot Size	0.333 acres (14,520 sqft)
Owner	Individual Name on File
Last Sale	$147,500 (Jul 2022)
Tax Bill	$3,788 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`052401 46.19-2-44`

Property Details

APN / Parcel Number

Primary APN	`052401 46.19-2-44`
Alternative APNs	`240104601900020440000000` `38047170`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,196 sqft Total Area
1st Floor Area	1,098 sqft
2nd Floor Area	1,098 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	14,520 sqft (0.333 acres)
Lot Dimensions	132 ft deep x 110 ft wide
Porch	Slab
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	38047170
Street Address	11286 BONTA BRIDGE RD
City	CATO
State	NY
Zip	13033-3329
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SM 91-58
Legal Block	2
Legal Lot Number	44.000
Jurisdiction	CAYUGA NY
Township / Civil Division	CATO
Census Block Group	2
Census Block	2010
Census Tract	40201

Owner

11286 Bonta Bridge Rd, a duplex, is owned by an individual who bought it in July 2022.

Source: Cayuga County and Cato Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	7600 ROBINSON RD, AUBURN, NY 13021-9098
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage GENESEE REGIONAL BANK
Jul 23, 2021	Warranty Deed, Transfer · FHA Mortgage M & T BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2022 · Amount on File
Deed Sale	Jul 12, 2022 · Amount on File
Prior Sale	Oct 4, 2002 · Amount on File
Deed Document Number	2022215160
Deed Book / Page	4247 / 73
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAYUGA NY
Recording Date	Jul 12, 2022
Property Address	11286 BONTA BRIDGE RD, CATO, NY 13033-3329
Document Number	0004247/73
Book / Page	4247 / 73
Instrument Date	Jul 11, 2022
Instrument	2022-215160
Transaction Type	Transfer
Record Updated	Aug 2, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7600 ROBINSON RD, AUBURN, NY 13021-9098

Mortgage

Document Number	2022215161
Date	Jul 12, 2022
Instrument	2022-215161

Lender

Name	GENESEE REGIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAYUGA NY
Recording Date	Jul 23, 2021
Property Address	11286 BONTA BRIDGE RD, CATO, NY 13033-3329
Document Number	004077/273
Book / Page	4077 / 273
Instrument Date	Jul 22, 2021
Instrument	2021-206139
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3090 E MAIN ST, MERIDIAN, NY 13113

Mortgage

Document Number	2021206140
Date	Jul 23, 2021
Instrument	2021-206140

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Mortgage

Document Number	004077/292
Date	Jul 23, 2021
Book Page	4077/292
Instrument	2021-206141

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 11286 Bonta Bridge Rd was $3,788, up 2% from the year before.

Source: Cayuga County and Cato Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Cato Town
Municipality	Meridian Village
Unified School District	Cato-Meridian Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,788.00 (+1.97%)
2025	$3,715.00 (+1.61%)	$95,600 Land $8,500 Building $87,100	$177,037 Land $15,741 Building $161,296
2024	$3,656.00
2023		$95,600 Land $8,500 Building $87,100	$142,687 Land $12,687 Building $130,000
2020	$346.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11286 Bonta Bridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11286 Bonta Bridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUDLEY WATER SUPPLY private · serves 200 people · EPA ID NY0501736
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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