11282 Gainer Dr, Garfield, AR 72732 Property Records

Benton County property record for 11282 Gainer Dr, Garfield, AR 72732

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,200 sqft
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$186,000 (Sep 2014)
Tax Bill	$2,789 (2026)
Deeds & Mortgages	Oct 2026 Line of Credit Jul 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-05071-000`

Property Details

APN / Parcel Number

Primary APN	`15-05071-000`
Alternative APNs	`52778.0` `52778`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,200 sqft Living Area
Gross Area	2,640 sqft
1st Floor Area	1,320 sqft
Basement Area	880 sqft
Finished Basement	880 sqft
Flooring	Carpet

Exterior

Exterior Material	Frame
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Lot Depth	67 ft Depth
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Deck Area	120 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	11282 GAINER DR
City	GARFIELD
State	AR
Zip	72732-9541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FKA/ LOST BRIDGE VILLAGE MHP MHP PLAT D-109
Legal Range	28
Legal Township	20
Legal Section	24
Legal Subdivision	FOREST HILLS SUB LOST BRIDGE VILLAGE-RUR
Legal Block	1
Legal Lot Number	140
Jurisdiction	BENTON AR
Township / Civil Division	1
Census Block Group	3
Census Block	3008
Census Tract	21405

Owner

11282 Gainer Dr is owned by an individual who acquired it in December 2022.

Source: Benton County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	1331 S FLORENCE PL, TULSA, OK 74104-4810
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed of Trust, Mortgage · Line of Credit EQUITY BANK
Jul 20, 2023	Deed of Trust, Mortgage · Line of Credit FIRST HARRISON BANK
Dec 30, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2014 · Amount on File
Deed Sale	Sep 26, 2014 · Amount on File
Prior Sale	Dec 9, 1985
Deed Book / Page	2014 / 54229
Last Transfer Date	Dec 30, 2022
Transfer Doc	L202280120
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Recording Date	Oct 7, 2026
Property Address	11282 GAINER DR, GARFIELD, AR 72732-9541
Document Number	0000057222
Instrument Date	Oct 2, 2026
Instrument	202657222
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11282 GAINER DR, GARFIELD, AR 72732-9541

Mortgage

Document Number	0000057222,
Date	Oct 7, 2026
Instrument	202657222

Lender

Name	EQUITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	11282 GAINER DR, GARFIELD, AR 72732-9541
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11282 GAINER DR, GARFIELD, AR 72732-9541

Mortgage

Document Number	L202336732
Date	Jul 20, 2023
Instrument	L202336732

Lender

Name	FIRST HARRISON BANK
Type	Bank
Address	BENTONVILLE, AR 72712

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	May 8, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BENTON AR
Recording Date	Dec 30, 2022
Property Address	11282 GAINER DR, GARFIELD, AR 72732-9541
Document Number	L202280120
Instrument Date	Dec 30, 2022
Instrument	L202280120
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1331 S FLORENCE PL, TULSA, OK 74104-4810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1331 S FLORENCE PL, TULSA, OK 74104-4810

Tax Assessment & Valuation

The 2026 property tax bill for 11282 Gainer Dr was $2,789, up 9% from the year before.

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Unified School District	Rogers Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,789.00 (+8.99%)	$89,191 (-) Land $10,400 Building $78,791	$445,955 (-) Land $52,000 Building $393,955
2025	$2,559.00	$89,191 Land $10,400 Building $78,791	$445,955 (-) Land $52,000 Building $393,955
2024			$445,955 (+113.22%) Land $52,000 Building $393,955
2023	$2,012.00	$41,830 Land $10,400 Building $31,430	$209,150 Land $52,000 Building $157,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11282 Gainer Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11282 Gainer Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 73% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOST BRIDGE VILL WAT-SEW DISTS serves 1,010 people · EPA ID AR0000049
Water Source	Purchased surface water from BENTON-WASHINGTON REGIONAL PWA
Last State Inspection	Sep 2025

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Brightspeed DSL	100 / 10
Total HighSpeed Internet Solutions Fixed Wireless	30 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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