Howard County property record for 11281 Terrace Ln, Fulton, MD 20759
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 3,600 sqft · built 2015 |
| Lot Size | 0.051 acres (2,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $680,000 (Oct 2019) |
| Tax Bill | $11,782 (2026) |
| Deeds & Mortgages | Apr 2024 Transfer Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-596440 |
| Primary APN | 05-596440 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 3,600 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,200 sqft (0.051 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 596440 |
|---|---|
| Street Address | 11281 TERRACE LN |
| City | FULTON |
| State | MD |
| Zip | 20759-2467 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | MXD 3 |
| Legal Description | LOT 151 2,200 SQ' 11281 TERRACE LN MAPLE LAWN FARMS WESTSID |
| Legal Subdivision | MAPLE LAWN FARMS |
| Legal Lot Number | 151 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 605105 |
11281 Terrace Ln, a townhouse, is owned and occupied by an individual who acquired it in April 2024.
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11281 TERRACE LN, FULTON, MD 20759-2467 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 25, 2024 | Intrafamily Transfer, Transfer |
| Oct 3, 2019 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2019 · Amount on File |
| Deed Sale | Oct 3, 2019 · Amount on File |
| Prior Sale | Mar 11, 2015 · Amount on File |
| Deed Book / Page | 18928 / 214 |
| Last Transfer Date | Apr 19, 2024 |
| Transfer Doc | 0223290343 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Apr 25, 2024 |
| Property Address | 11281 TERRACE LN, FULTON, MD 20759-2467 |
| Document Number | 0223290343 |
| Book / Page | 22329 / 343 |
| Map Reference | PL 22816-22819 |
| Instrument Date | Apr 19, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11281 TERRACE LN, FULTON, MD 20759-2467 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Oct 3, 2019 |
| Property Address | 11281 TERRACE LN, FULTON, MD 20759-2467 |
| Document Number | 0189280214 |
| Book / Page | 18928 / 214 |
| Map Reference | PL 22816-22819 |
| Instrument Date | Sep 20, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | OMNI LAND SETTLEMENT CORP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11281 TERRACE LN, FULTON, MD 20759-2467 |
| Document Number | 0018928219 |
|---|---|
| Date | Oct 3, 2019 |
| Instrument | 18928/219 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
The 2026 property tax bill for 11281 Terrace Ln was $11,782 with a homeowner's exemption, up 4.4% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,782.00 (+4.43%) Homeowner's exemption | $802,100 (+6.06%) | $893,700 (+18.17%) Land $355,000 Building $538,700 |
| 2025 | $11,282.00 (+4.5%) Homeowner's exemption | $756,300 Land $255,000 Building $501,300 | $756,300 Land $255,000 Building $501,300 |
| 2024 | $10,796.00 | ||
| 2023 | $688,967 | $756,300 Land $255,000 Building $501,300 | |
| 2022 | $7,378.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11281 Terrace Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11281 Terrace Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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