11281 McRacken Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 11281 McRacken Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,697 sqft · built 2000
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$214,000 (Feb 2020)
Tax Bill	$1,362 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Nov 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`R31-223-18-3506-0000-3660`

Property Details

APN / Parcel Number

Primary APN	`R31-223-18-3506-0000-3660`
Alternative APNs	`01382863` `1382863`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,697 sqft Living Area
1st Floor Area	1,697 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Garage Area	442 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	192 sqft
Patio Area	75 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01382863
Street Address	11281 MCRACKEN DR
City	SPRING HILL
State	FL
Zip	34609-0202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WELLINGTON AT SEVEN HILLS PH 4 LOT 366
Legal Range	18E
Legal Township	23S
Legal Section	32
Legal Subdivision	WELLINGTON AT SEVEN HILLS PH 4
Legal Lot Number	366
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1007
Census Tract	40913

Owner

11281 McRacken Dr is owned and occupied by an individual who bought it in February 2020.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	11281 MCRACKEN DR, SPRING HILL, FL 34609-0202
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Nov 12, 2019	Warranty Deed, Transfer HOMES AND LAND TITLE SERVICES/HERNAN, HOMES & LAND TITLE SVCS/HERNAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2020 · Amount on File
Deed Sale	Feb 14, 2020 · Amount on File
Prior Sale	Nov 12, 2019 · Amount on File
Deed Document Number	2020010071
Deed Book / Page	3807 / 508
Record Updated	Jun 8, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 14, 2020
Property Address	11281 MCRACKEN DR, SPRING HILL, FL 34609-0202
Document Number	0038070508
Book / Page	3807 / 508
Map Reference	MB 32 PG 12&13
Instrument Date	Feb 14, 2020
Instrument	2020010071
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	HOMES & LAND TTL SVCS OF HER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,498.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 5535, SPRING HILL, FL 34611-5535

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11281 MCRACKEN DR, SPRING HILL, FL 34609-0202

Mortgage

Document Number	38070509
Date	Feb 14, 2020
Instrument	3807/0509

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 12, 2019
Property Address	11281 MCRACKEN DR, SPRING HILL, FL 34609-0202
Document Number	0037721233
Book / Page	003772 / 001233
Instrument Date	Nov 8, 2019
Instrument	71307
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	HOMES AND LAND TITLE SERVICES/HERNAN, HOMES & LAND TITLE SVCS/HERNAN

Transaction

Amount	Amount on Record
Tax	$1,498.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	11281 MCRACKEN DR SPRING HILL FL 346090202, SPRING HILL, FL 34609-0202

Tax Assessment & Valuation

The 2025 property tax bill for 11281 McRacken Dr was $1,362 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,362.00 Additional exemption filed	$139,890	$259,859 Land $31,158 Building $228,701
2023		$131,988 (+3%) Land $131,988
2022	$1,327.00 Homeowner's exemption Disabled Person's exemption	$128,144	$259,512 Land $31,158 Building $228,354

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11281 McRacken Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11281 McRacken Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

May also be available: Tillman Fiber, WOW Internet, Cable & Phone.

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