11281 James Ct, Genoa, IL 60135 Property Records

DeKalb County property record for 11281 James Ct, Genoa, IL 60135

Property Summary

Property Type	Single Family Home
Lot Size	0.425 acres (18,531 sqft)
Owner	2 Individual Names on Record
Last Sale	$338,000 (Jun 2017)
Tax Bill	$9,648 (2024)
Deeds & Mortgages	Jan 2024 Line of Credit Jan 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-36-203-001`

Property Details

APN / Parcel Number

Primary APN	`02-36-203-001`

Exterior

Lot Area	18,531 sqft (0.425 acres)

Location & Zoning

Account Number	0236203001
Street Address	11281 JAMES CT
City	GENOA
State	IL
Zip	60135-8026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MXD
Legal Description	ELLWOOD GREENS SUB - 2ND ADDITION - LOT 10
Legal Subdivision	ELLWOOD GREENS SUB - 2ND ADDITION
Legal Lot Number	10
Jurisdiction	DE KALB IL
Township / Civil Division	KINGSTON
Census Block Group	4
Census Block	4028
Census Tract	100

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11281 JAMES CT, GENOA, IL 60135-8026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK & TRUST CO
Jan 16, 2024	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO
Sep 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO
Sep 8, 2023	Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK & TRUST CO
Aug 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK/OMAHA
Jun 6, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST NAT'L BK/OMAHA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2017 · Amount on Record
Deed Sale	Jun 6, 2017 · Amount on Record
Deed Document Number	20175415
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	11281 JAMES CT, GENOA, IL 60135-8026
Transaction Type	Mortgage
Record Updated	Jan 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000361
Date	Jan 16, 2024
Instrument	2024000361

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	11281 JAMES CT, GENOA, IL 60135-8026
Transaction Type	Mortgage
Record Updated	Jan 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11281 JAMES CT, GENOA, IL 60135-8026

Mortgage

Document Number	0000000360
Date	Jan 16, 2024
Instrument	2024000360

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.8%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	11281 JAMES CT, GENOA, IL 60135-8026
Transaction Type	Mortgage
Record Updated	Sep 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11281 JAMES CT, GENOA, IL 60135-8026

Mortgage

Document Number	0000006244
Date	Sep 8, 2023
Instrument	2023006244

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	11281 JAMES CT, GENOA, IL 60135-8026
Transaction Type	Mortgage
Record Updated	Sep 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006243
Date	Sep 8, 2023
Instrument	2023006243

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	11281 JAMES CT, GENOA, IL 60135-8026
Document Number	0000009146
Instrument Date	Aug 22, 2020
Transaction Type	Mortgage
Record Updated	Sep 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11281 JAMES CT GENOA IL 601358026, GENOA, IL 60135-8026

Mortgage

Document Number	0000009146
Date	Sep 8, 2020
Instrument	9146

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jun 6, 2017
Property Address	11281 JAMES CT, GENOA, IL 60135-8026
Document Number	0000005415
Instrument Date	Jun 2, 2017
Instrument	5415
Transaction Type	Transfer
Record Updated	Jul 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$338.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11281 JAMES CT GENOA IL 601358026, GENOA, IL 60135-8026

Mortgage

Document Number	5416
Date	Jun 6, 2017
Instrument	5416

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank
Address	OMAHA, NE 68197-3165

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2047

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Kingston Township
Unified School District	Genoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$162,268 (+22.81%) Land $16,575 Building $145,693	$486,804 (+22.81%) Land $49,725 Building $437,079
2024	$9,648.00
2023		$132,131 Land $13,497 Building $118,634	$396,393 Land $40,491 Building $355,902

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Fox Valley Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

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