1128 Wisner Dr, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1128 Wisner Dr, Waterloo, IA 50702

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,016 sqft · built 1956
Lot Size0.203 acres (8,840 sqft)
OwnerIndividual Name on Record
Tax Bill$2,638 (2025)
Deeds & MortgagesAug 2022 Second Mortgage
Flood ZoneZone X (minimal risk)
APN8913-35-481-005

Property Details

APN / Parcel Number

Primary APN8913-35-481-005

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,016 sqft Living Area
1st Floor Area1,016 sqft
Basement Area1,016 sqft
Finished Basement700 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area8,840 sqft (0.203 acres)
Lot Dimensions130 ft deep x 68 ft wide
Garage TypeAttached
Garage Area392 sqft
Parking Spaces1 Parking Space
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1128 WISNER DR
CityWATERLOO
StateIA
Zip50702-4038
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBELLEVUE ADDITION LOT 57
Legal Range13W
Legal Township89N
Legal Section35
Legal SubdivisionBELLEVUE ADDITION
Legal Lot Number57
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2011
Census Tract1200

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1128 WISNER DR, WATERLOO, IA 50702-4038
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 21, 2006
Transfer Doc2007004424
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1128 WISNER DR, WATERLOO, IA 50702-4038
Transaction TypeMortgage
Record UpdatedSep 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1128 WISNER DR, WATERLOO, IA 50702-4038

Mortgage

Document Number202300003708
DateAug 30, 2022
Instrument202300003708
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term61 Months
DueSep 14, 2027

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,638.00 (+3.69%) Homeowner's exemption$154,710 (+9.58%) Land $23,320 Building $131,390$154,710 (+9.58%) Land $23,320 Building $131,390
2024$2,544.00 (-1.93%)
2023$141,190 (+19.51%) Land $23,320 Building $117,870$141,190 (+19.51%) Land $23,320 Building $117,870
2022$2,594.00$118,140 Land $23,320 Building $94,820
2021$118,140 Land $23,320 Building $94,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50

May also be available: GigFire, Nextlink, Verizon.

Nearby Properties on Wisner Dr

Nearby Streets

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