1128 W State St, Lima, OH 45805 Property Records

Allen County property record for 1128 W State St, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,590 sqft · built 1919
Lot Size	0.181 acres (7,884 sqft)
Owner	2 Individual Names on Record
Last Sale	$193,400 (Apr 2021)
Tax Bill	$2,831 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jan 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-3509-01-006.000`

Property Details

APN / Parcel Number

Primary APN	`36-3509-01-006.000`
Alternative APN	`M3836350901006000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,590 sqft Living Area
Gross Area	4,230 sqft
1st Floor Area	1,526 sqft
Upper Floors Area	1,064 sqft
Basement Area	1,064 sqft
Family Room	Family Room

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	7,884 sqft (0.181 acres)
Lot Dimensions	108 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Frame Porch
Porch Area	594 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	1128 W STATE ST
City	LIMA
State	OH
Zip	45805-3360
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK VIEW ADDITION LOTS 9416 & 9417 W1/2 FF 73.00 JOINT TEN
Legal Subdivision	PARK VIEW ADDITION
Legal Lot Number	9416
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	2
Census Block	2002
Census Tract	13200

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1128 W STATE ST, LIMA, OH 45805-3360
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jan 26, 2018	Loan Modification, Mortgage SUPERIOR CU
Jan 26, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2021 · Amount on Record
Deed Sale	Apr 5, 2021 · Amount on Record
Prior Sale	Jan 26, 2018 · Amount on Record
Deed Document Number	20214441
Deed Book / Page	2021 / 4441
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Apr 5, 2021
Property Address	1128 W STATE ST, LIMA, OH 45805-3360
Document Number	4050004441
Book / Page	2021 / 4441
Instrument Date	Apr 2, 2021
Instrument	202104050004441
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1128 W STATE ST, LIMA, OH 45805-3360

Mortgage

Document Number	4050004442
Date	Apr 5, 2021
Instrument	202104050004442

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	4.1%
Type Change Date	May 1, 2036
Min Rate At Change	3%
Max Rate At Change	9.1%
Margin	3
Max Rate	9.1%

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALLEN OH
Property Address	1128 W STATE ST, LIMA, OH 45805-3360
Document Number	0000000918
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Feb 23, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1128 W STATE ST LIMA OH 458053360, LIMA, OH 45805-3360

Mortgage

Document Number	0000000918
Date	Jan 26, 2018
Instrument	918

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 25, 2033

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEN OH
Recording Date	Jan 26, 2018
Property Address	1128 W STATE ST, LIMA, OH 45805-3360
Document Number	0000000917
Book / Page	002018 / 000917
Instrument Date	Jan 25, 2018
Instrument	917
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$501.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1128 W STATE ST LIMA OH 458053360, LIMA, OH 45805-3360

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,831.00	$80,990 (-) Land $5,390 Building $75,600	$231,400 (-) Land $15,400 Building $216,000
2024	$2,831.00 (+7.15%) Homeowner's exemption	$80,990 (+23.01%) Land $5,390 Building $75,600	$231,400 (+23.02%) Land $15,400 Building $216,000
2023	$2,642.00 (-0.64%) Homeowner's exemption	$65,840 (-) Land $4,380 Building $61,460
2022	$2,659.00 Homeowner's exemption	$65,840 Land $4,380 Building $61,460
2021			$188,100 Land $12,500 Building $175,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: TSC.

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