1128 Starlight Dr, Temple, TX 76502 Property Records

Bell County property record for 1128 Starlight Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2,280 sqft · built 2009
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Tax Bill	$7,137 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2024 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0960000432`

Property Details

APN / Parcel Number

Primary APN	`0960000432`
Alternative APNs	`409270` `863446`

Interior

Stories	2 Stories
Building Area	2,280 sqft Living Area
1st Floor Area	950 sqft
2nd Floor Area	1,330 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	138 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1128 STARLIGHT DR
City	TEMPLE
State	TX
Zip	76502-5356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDMILL FARMS PHASE II, BLOCK 007, LOT 0017
Legal Subdivision	WINDMILL FARMS PHASE II
Legal Block	7
Legal Lot Number	17
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	3
Census Block	3013
Census Tract	20201

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 FOREST HILL DR, 203, GLEN ELLYN, IL 60137-7140
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 26, 2024	Vendor's Lien, Transfer · Stand-Alone Second Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jan 3, 2024	Deed of Trust, Mortgage · Stand-Alone First Mortgage PENNYMAC LOAN SERVICES LLC
Jun 2, 2021	Vendor's Lien, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Aug 6, 2019	Warranty Deed, Transfer · VA Mortgage PENNYMAC
Mar 9, 2017	Warranty Deed, Transfer CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2024
Deed Sale	Jan 26, 2024
Prior Sale	Jun 2, 2021 · Amount on Record
Deed Document Number	20243398
Prior Transfer Date	May 28, 2021
Prior Transfer Doc	0000034574
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1128 STARLIGHT DR, TEMPLE, TX 76502-5356
Transaction Type	Mortgage
Record Updated	Oct 27, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 STARLIGHT DR, TEMPLE, TX 76502-5356

Mortgage

Document Number	0000049900
Date	Oct 9, 2025
Instrument	2025049900

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	308 Months
Due	Jun 1, 2051

January 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jan 26, 2024
Property Address	1128 STARLIGHT DR, TEMPLE, TX 76502-5356
Document Number	0000003398
Map Reference	CAB D SL 243-B
Instrument Date	Jan 25, 2024
Instrument	2024003398
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	PATTEN TITLE COMPANY, PATTEN TITLE CO SAN FELIPE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 FOREST HILL DR APT 203, 203, GLEN ELLYN, IL 60137-7140

Mortgage

Document Number	0000003399
Date	Jan 26, 2024
Instrument	2024003399

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1128 STARLIGHT DR, TEMPLE, TX 76502-5356
Transaction Type	Mortgage
Record Updated	Jan 16, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 STARLIGHT DR, TEMPLE, TX 76502-5356

Mortgage

Document Number	0000000383
Date	Jan 3, 2024
Instrument	2024000383

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 2, 2021
Property Address	1128 STARLIGHT DR, TEMPLE, TX 76502-5356
Document Number	0000034574
Map Reference	CAB D SL 234-B&243-C
Instrument Date	May 28, 2021
Instrument	2021034574
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	PRIORITY SETTLEMENT GROUP/TX LLC, PRIORITY STLMT GROUP OF TX L

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 STARLIGHT DR, TEMPLE, TX 76502-5356

Mortgage

Document Number	0000034575
Date	Jun 2, 2021
Instrument	2021034575

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Aug 6, 2019
Property Address	1128 STARLIGHT DR, TEMPLE, TX 76502-5356
Document Number	0000034784
Book / Page	010950 / 000779
Instrument Date	Aug 1, 2019
Instrument	34784
Transaction Type	Transfer
Record Updated	Sep 12, 2019
Title Company	FIRST CMNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1128 STARLIGHT DR TEMPLE TX 765025356, TEMPLE, TX 76502-5356

Mortgage

Document Number	34785
Date	Aug 6, 2019
Book Page	010950/000783
Instrument	34785

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2049

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Mar 9, 2017
Property Address	1128 STARLIGHT DR, TEMPLE, TX 76502-5356
Document Number	0000009289
Instrument Date	Mar 3, 2017
Instrument	9289
Transaction Type	Transfer
Record Updated	Mar 31, 2017
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 STARLIGHT DR TEMPLE TX 765025356, TEMPLE, TX 76502-5356

Mortgage

Document Number	9290
Date	Mar 9, 2017
Instrument	9290

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2047

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,137.00 (-4.92%)	$306,424 (-6.29%) Land $38,000 Building $268,424	$306,424 (-6.29%) Land $38,000 Building $268,424
2023	$7,506.00 (+9.75%)	$327,002 Land $32,000 Building $295,002	$327,002 Land $32,000 Building $295,002
2022	$6,839.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Altitude ISP.

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