1128 Spring Orchard Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 1128 Spring Orchard Dr, O Fallon, MO 63368

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,488 sqft · built 2002
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$157,863 (Sep 2021)
Tax Bill$5,918 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNT032500128

Property Details

APN / Parcel Number

Primary APNT032500128
Alternative APN
  • 2-0126-8930-00-0117.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,488 sqft Living Area
Gross Area5,682 sqft
1st Floor Area1,934 sqft
Basement Area1,554 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area640 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area56 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT032500128
Street Address1128 SPRING ORCHARD DR
CityO FALLON
StateMO
Zip63368-7982
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING ORCHARD #1 LOT 117
Legal SubdivisionSPRING ORCHARD #1
Legal Lot Number117
JurisdictionST CHARLES MO
Township / Civil DivisionDARDENNE
Census Block Group2
Census Block2008
Census Tract311739

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1128 SPRING ORCHARD DR, O FALLON, MO 63368-7982
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 2021 · Amount on Record
Deed SaleSep 21, 2021 · Amount on Record
Prior SaleMar 5, 2003 · Amount on Record
Deed Document Number202178861
Prior Transfer DateJul 29, 2021
Prior Transfer Doc0000078861
Record UpdatedOct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateSep 21, 2021
Property Address1128 SPRING ORCHARD DR, O FALLON, MO 63368-7982
Document Number0000078861
Map ReferenceMB 38 PG 271
Instrument DateJul 29, 2021
Instrument2021R-078861
Transaction TypeTransfer
Record UpdatedOct 4, 2022
Title CompanySERVICELINK

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1128 SPRING ORCHARD DR, O FALLON, MO 63368-7982

Mortgage

Document Number0000078862
DateSep 21, 2021
Instrument2021R-078862
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term239 Months
DueAug 1, 2041

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$92,436 (-)$486,505 (-) Land $60,002 Building $426,503
2025$5,918.00$92,436 (+6.39%)$486,505 (+6.39%) Land $60,002 Building $426,503
2023$86,886
2022$457,294 Land $40,002 Building $417,292

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

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