1128 Spool Wheel Rd, Lexington, SC 29072 Property Records

Lexington County property record for 1128 Spool Wheel Rd, Lexington, SC 29072

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,331 sqft · built 2020
Lot Size	3.62 acres (157,687 sqft)
Owner	Individual Name on File
Tax Bill	$1,873 (2025)
Deeds & Mortgages	Nov 2019 Construction Loan Aug 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`004000-03-087`

Property Details

APN / Parcel Number

Primary APN	`004000-03-087`
Alternative APN	`0400003087`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,331 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Fiber Cement Siding
Lot Area	157,687 sqft (3.62 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1128 SPOOL WHEEL RD
City	LEXINGTON
State	SC
Zip	29072-9604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	TRACT A
Legal Tract	A
Legal Block	A
Legal Lot Number	2
Jurisdiction	LEXINGTON SC
Township / Civil Division	GILBERT
Census Block Group	1
Census Block	1036
Census Tract	21310

Owner

1128 Spool Wheel Rd is owned and occupied by an individual who acquired it in June 2019.

Source: Lexington County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1128 SPOOL WHEEL RD, LEXINGTON, SC 29072-9604
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2019	Deed of Trust, Mortgage · Construction Mortgage SOUTH STATE BANK
Aug 6, 2019	Trustee's Deed, Construction Loan · Line of Credit SOUTH ST BK
Jun 4, 2019	Grant Deed, Transfer ATTORNEY ONLY
Jun 4, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 4, 2019
Transfer Doc	2081902804
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	1128 SPOOL WHEEL RD, LEXINGTON, SC 29072-9604
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2084405492
Date	Nov 15, 2019
Book Page	20844/5492
Instrument	2019052617

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Dec 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

August 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LEXINGTON SC
Recording Date	Aug 6, 2019
Property Address	1128 SPOOL WHEEL RD, LEXINGTON, SC 29072-9604
Book / Page	020829 / 000345
Instrument Date	Aug 6, 2019
Instrument	34830
Transaction Type	Construction Loan
Record Updated	Aug 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1132 SPOOL WHEEL RD LEXINGTON SC 29072, LEXINGTON, SC 29072

Mortgage

Document Number	2082900345
Date	Aug 6, 2019
Book Page	020829/000345
Instrument	34830

Lender

Name	SOUTH ST BK
Type	Bank
Address	NORTH CHARLESTON, SC 29406

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LEXINGTON SC
Recording Date	Jun 4, 2019
Property Address	1128 SPOOL WHEEL RD, LEXINGTON, SC 29072-9604
Document Number	2081902804
Book / Page	020819 / 002804
Instrument Date	Jun 4, 2019
Instrument	23965
Transaction Type	Transfer
Record Updated	Jun 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	650 COUNTRY CREEK LN GILBERT SC 290549249, GILBERT, SC 29054-9249

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LEXINGTON SC
Recording Date	Jun 4, 2019
Property Address	1128 SPOOL WHEEL RD, LEXINGTON, SC 29072-9604
Document Number	2081902808
Book / Page	020819 / 002808
Instrument Date	Jun 4, 2019
Instrument	23966
Transaction Type	Transfer
Record Updated	Apr 13, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	650 CONWAY CREEK LN GILBERT SC 29054, GILBERT, SC 29054

Tax Assessment & Valuation

The 2025 property tax bill for 1128 Spool Wheel Rd was $1,873, up 12.8% from the year before.

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,873.00 (+12.83%)
2024	$1,660.00 (-16.75%)	$13,949 (-) Land $2,896 Building $11,053	$348,733 (-) Land $72,400 Building $276,333
2023	$1,994.00	$13,949 Land $2,896 Building $11,053	$348,733 Land $72,400 Building $276,333

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1128 Spool Wheel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1128 Spool Wheel Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Comporium.

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