Seminole County property record for 1128 Shaffer Trl, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,745 sqft · built 1985 |
| Lot Size | 0.255 acres (11,114 sqft) |
| Owner | Owner Name on File |
| Last Sale | $105,000 (Jun 2012) |
| Tax Bill | $1,948 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-21-31-5HM-0000-0840 |
| Primary APN | 22-21-31-5HM-0000-0840 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,745 sqft Living Area |
| 1st Floor Area | 1,745 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,114 sqft |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 141 sqft |
| Patio Area | 496 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1128 SHAFFER TRL |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-7019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 84 ALAFAYA WOODS PH 1 UNIT A PB 31 PGS 80 TO 85 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 22 |
| Legal Subdivision | ALAFAYA WOODS |
| Legal Lot Number | 84 |
| Legal Unit | A |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 21320 |
The current owner of 1128 Shaffer Trl bought it in June 2012.
Source: Seminole County records, as of December 5, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 1128 SHAFFER TRL, OVIEDO, FL 32765-7019 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2021 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Jan 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2012 · Amount on File |
| Deed Sale | Jun 18, 2012 · Amount on File |
| Deed Document Number | 2012071172 |
| Deed Book / Page | 07793 / 1518 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1128 SHAFFER TRL, OVIEDO, FL 32765-7019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 1128 SHAFFER TRL, OVIEDO, FL 32765-7019 |
| Document Number | 0099881025 |
|---|---|
| Date | Jul 14, 2021 |
| Book Page | 9988/1025 |
| Instrument | 2021093845 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1128 SHAFFER TRL, OVIEDO, FL 32765-7019 |
| Document Number | 0090731469 |
| Instrument Date | Jan 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1128 SHAFFER TRL OVIEDO FL 327657019, OVIEDO, FL 32765-7019 |
| Document Number | 0090731469 |
|---|---|
| Date | Feb 12, 2018 |
| Book Page | 009073/001469 |
| Instrument | 16165 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 11, 2033 |
The 2025 property tax bill for 1128 Shaffer Trl was $1,948 with a homeowner's exemption.
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Oviedo City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,948.00 Homeowner's exemption | $154,326 | $393,568 Land $115,000 Building $278,568 |
| 2023 | $1,733.00 (+3.34%) Homeowner's exemption | $145,609 (+3%) | $368,019 (+8.37%) Land $104,000 Building $264,019 |
| 2022 | $1,677.00 Homeowner's exemption | $141,368 | $339,583 Land $85,000 Building $254,583 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1128 Shaffer Trl in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 54 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 4 (2017–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1128 Shaffer Trl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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