1128 Riverside Dr, Cincinnati, OH 45202 Property Records

Hamilton County property record for 1128 Riverside Dr, Cincinnati, OH 45202

Property Summary

Property Type	Landominium
Details	3 bd · 4 ba · 2,768 sqft · built 2007
Lot Size	0.075 acres (3,267 sqft)
Owner	Individual Name on Record
Last Sale	$950,000 (Mar 2025)
Tax Bill	$16,342 (2025)
Deeds & Mortgages	Jun 2024 Line of Credit Mar 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`085-0002-0209-00`

Property Details

APN / Parcel Number

Primary APN	`085-0002-0209-00`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,768 sqft Living Area
1st Floor Area	1,480 sqft
2nd Floor Area	1,288 sqft
Basement Area	1,480 sqft
Finished Basement	500 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	3,267 sqft (0.075 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Patio Area	423 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1128 RIVERSIDE DR
City	CINCINNATI
State	OH
Zip	45202-1706
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Landominium
Legal Description	FOSTERS POINT (PRIVATE DR) LOT 3 0.075 ACADAMS LANDING SUBVILLAGE B
Legal Subdivision	ADAMS LANDING SUB
Legal Lot Number	3
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2033
Census Tract	26600

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1128 RIVERSIDE DR, CINCINNATI, OH 45202-1706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2024	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 7, 2025	Warranty Deed, Transfer PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY
Dec 21, 2020	Warranty Deed, Transfer · Conventional Mortgage US BK
Mar 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2025 · Amount on Record
Deed Sale	Mar 7, 2025 · Amount on Record
Prior Sale	Dec 21, 2020 · Amount on Record
Deed Document Number	0000015841
Deed Book / Page	15368 / 468
Record Updated	Jun 8, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1128 RIVERSIDE DR, CINCINNATI, OH 45202-1706
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 RIVERSIDE DR, CINCINNATI, OH 45202-1706

Mortgage

Document Number	0000043114
Date	Jun 25, 2024
Book Page	15194/1435
Instrument	2024-0043114

Lender

Name	US BANK NA
Type	Bank
Address	COVINGTON, KY 41011

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 7, 2025
Property Address	1128 RIVERSIDE DR, CINCINNATI, OH 45202-1706
Document Number	0000015841
Book / Page	15368 / 468
Map Reference	MB 405 PG 96
Instrument Date	Feb 28, 2025
Instrument	2025-0015841
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1128 RIVERSIDE DR, CINCINNATI, OH 45202-1706

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 21, 2020
Property Address	1128 RIVERSIDE DR, CINCINNATI, OH 45202-1706
Document Number	0000134902
Book / Page	014319 / 004599
Instrument Date	Nov 16, 2020
Instrument	134902
Transaction Type	Transfer
Record Updated	Feb 8, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,040.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 RIVERSIDE DR CINCINNATI OH 452021706, CINCINNATI, OH 45202-1706

Mortgage

Document Number	134903
Date	Dec 21, 2020
Book Page	014319/004602
Instrument	134903

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1128 RIVERSIDE DR, CINCINNATI, OH 45202-1706
Document Number	0000027200
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1128 RIVERSIDE DR CINCINNATI OH 452021706, CINCINNATI, OH 45202-1706

Mortgage

Document Number	0000027200
Date	Mar 20, 2020
Book Page	014129/000204
Instrument	27200

Lender

Name	STOCKTON MTG
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 19, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,342.00 (+3.14%)	$266,000 (-) Land $36,750 Building $229,250
2024	$15,845.00 (-2.22%)	$266,000 (-) Land $36,750 Building $229,250
2023	$16,204.00 (+5.35%)	$266,000 (+17.44%) Land $36,750 Building $229,250	$760,000 (+17.44%) Land $105,000 Building $655,000
2022	$15,381.00 Homeowner's exemption	$226,503 Land $36,750 Building $189,753
2020			$647,150 Land $105,000 Building $542,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 56 individual policies
Nearby Flood Policies	87 units insured incl. 31 condo units
Nearby Flood Claims	91 (1978–2025)
Claims Outside the SFHA	7 of 91
Most Recent Claim	Apr 2025
Claims by Event	Severe Storms, Landslides, And Mudslides, Feb 2018 · 15 claims Severe Storms And Flooding, Mar 1997 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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