1128 Overlook Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 1128 Overlook Ave, Cincinnati, OH 45238

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,950 sqft · built 1923
Lot Size	0.308 acres (13,460 sqft)
Owner	Individual Name on Record
Tax Bill	$3,562 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`180-0080-0202-00`

Property Details

APN / Parcel Number

Primary APN	`180-0080-0202-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,950 sqft Finished Area
1st Floor Area	990 sqft
2nd Floor Area	960 sqft
Basement Area	990 sqft

Exterior

Year Built	Built 1923
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	13,460 sqft (0.308 acres)
Lot Dimensions	265 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	260 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1128 OVERLOOK AVE
City	CINCINNATI
State	OH
Zip	45238-4404
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	OVERLOOK AVE 50 X 265.82 IRR PT LOT 26 OVERLOOK SUB
Legal Subdivision	OVERLOOK SUB
Legal Lot Number	26
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2008
Census Tract	9901

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1128 OVERLOOK AVE, CINCINNATI, OH 45238-4404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 1986
Deed Sale	Aug 1, 1986
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1128 OVERLOOK AVE, CINCINNATI, OH 45238-4404
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 OVERLOOK AVE, CINCINNATI, OH 45238-4404

Mortgage

Document Number	0000089242
Date	Nov 14, 2025
Book Page	15543/1206
Instrument	2025-0089242

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45242

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 8, 2045

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Type Change Date	Jun 1, 2026
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	8.99%
Index	Prime Rate
Max Rate	12.9%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,562.00 (+1.71%)	$56,938 (+%) Land $6,401 Building $50,537
2024	$3,502.00 (-1.27%)	$56,937 (-) Land $6,401 Building $50,536
2023	$3,547.00 (+79.96%)	$56,937 (+100.68%) Land $6,401 Building $50,536	$162,680 (+100.69%) Land $18,290 Building $144,390
2022	$1,971.00 Homeowner's exemption	$28,372 Land $6,360 Building $22,012
2020			$81,060 Land $18,170 Building $62,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, T-Mobile.

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