1128 Olivia Ln, Cincinnati, OH 45238 Property Records

Hamilton County property record for 1128 Olivia Ln, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,655 sqft · built 1940
Lot Size	0.171 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$141,200 (Apr 2008)
Tax Bill	$3,363 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`180-0080-0302-00`

Property Details

APN / Parcel Number

Primary APN	`180-0080-0302-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,655 sqft Living Area
1st Floor Area	886 sqft
2nd Floor Area	769 sqft
Basement Area	886 sqft
Finished Basement	380 sqft

Exterior

Year Built	Built 1940
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	7,492 sqft (0.171 acres)
Lot Dimensions	150 ft deep x 200 ft wide
Garage Area	200 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1128 OLIVIA LN
City	CINCINNATI
State	OH
Zip	45238-4518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1128 OLIVIA LN 50 X 150 LOT 31 JOSEPHINE PITTONS SUB
Legal Subdivision	JOSEPHINE PITTONS SUB
Legal Lot Number	31
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1001
Census Tract	9901

Owner

1128 Olivia Ln is owned and occupied by an individual who bought it in April 2008.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1128 OLIVIA LN, CINCINNATI, OH 45238-4518
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2008 · Amount on File
Deed Sale	Apr 14, 2008 · Amount on File
Deed Document Number	08-049165
Deed Book / Page	10823 / 00003
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1128 OLIVIA LN, CINCINNATI, OH 45238-4518
Transaction Type	Mortgage
Record Updated	Dec 19, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 OLIVIA LN, CINCINNATI, OH 45238-4518

Mortgage

Document Number	0000081676
Date	Nov 17, 2023
Book Page	15045/43
Instrument	2023-0081676

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1128 OLIVIA LN, CINCINNATI, OH 45238-4518
Transaction Type	Mortgage
Record Updated	Mar 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015168
Date	Feb 10, 2022
Book Page	14602/1905
Instrument	2022-0015168

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jan 15, 2037

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1128 OLIVIA LN, CINCINNATI, OH 45238-4518
Document Number	0000072581
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	SOLIDIFI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1128 OLIVIA LN CINCINNATI OH 452384518, CINCINNATI, OH 45238-4518

Mortgage

Document Number	0000072581
Date	Jul 24, 2020
Book Page	014217/003261
Instrument	72581

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 23, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 1128 Olivia Ln was $3,363, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,363.00 (+3.1%)	$53,701 (-) Land $5,751 Building $47,950
2024	$3,262.00 (-2.19%)	$53,701 (-) Land $5,751 Building $47,950
2023	$3,335.00 (+27%)	$53,701 (+42.31%) Land $5,751 Building $47,950	$153,430 Land $16,430 Building $137,000
2022	$2,626.00 Homeowner's exemption	$37,734 Land $5,712 Building $32,022
2020			$107,810 Land $16,320 Building $91,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1128 Olivia Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1128 Olivia Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, T-Mobile.

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