1128 Ocean Ridge Ct, Oceanside, CA 92056 Property Records

San Diego County property record for 1128 Ocean Ridge Ct, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,341 sqft · built 2013
Lot Size	0.255 acres (11,100 sqft)
Owner	Individual Name on Record
Last Sale	$790,000 (Aug 2017)
Tax Bill	$10,205 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Feb 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`159-420-07-00`

Property Details

APN / Parcel Number

Primary APN	`159-420-07-00`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Building Area	3,341 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	11,100 sqft (0.255 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1128 OCEAN RIDGE CT
City	OCEANSIDE
State	CA
Zip	92056-6466
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 7 TR 015197
Legal Subdivision	DARWIN KNOLLS
Legal Tract	015197
Legal Block	3
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	19301

Owner

Source: San Diego County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1128 OCEAN RIDGE CT, OCEANSIDE, CA 92056-6466
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage · Line of Credit GEORGIAS OWN CU
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Jun 14, 2021	Deed of Trust, Mortgage · Line of Credit ALASKA USA FCU
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
Aug 11, 2017	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Aug 11, 2017	Intrafamily Transfer, Transfer · Line of Credit TCF NATIONAL BANK
Jan 9, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2017 · Amount on Record
Deed Sale	Aug 11, 2017 · Amount on Record
Prior Sale	Jul 17, 2013 · Amount on Record
Deed Document Number	2017365515
Prior Transfer Date	Aug 7, 2017
Prior Transfer Doc	0000365516
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1128 OCEAN RIDGE CT, OCEANSIDE, CA 92056-6466
Transaction Type	Mortgage
Record Updated	Apr 19, 2022
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 OCEAN RIDGE CT, OCEANSIDE, CA 92056-6466

Mortgage

Document Number	0000155418
Date	Apr 8, 2022
Instrument	2022-0155418

Lender

Name	GEORGIAS OWN CU
Type	Credit Union
Address	ATLANTA, GA 30303

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1128 OCEAN RIDGE CT, OCEANSIDE, CA 92056-6466
Transaction Type	Mortgage
Record Updated	Mar 9, 2022
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 OCEAN RIDGE CT, OCEANSIDE, CA 92056-6466

Mortgage

Document Number	0000089289
Date	Feb 28, 2022
Instrument	2022-0089289

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1128 OCEAN RIDGE CT, OCEANSIDE, CA 92056-6466
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 OCEAN RIDGE CT, OCEANSIDE, CA 92056-6466

Mortgage

Document Number	0000437165
Date	Jun 14, 2021
Instrument	2021-0437165

Lender

Name	ALASKA USA FCU
Type	Credit Union
Address	ANCHORAGE, AK 99519

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1128 OCEAN RIDGE CT, OCEANSIDE, CA 92056-6466
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 OCEAN RIDGE CT, OCEANSIDE, CA 92056-6466

Mortgage

Document Number	0000354455
Date	May 7, 2021
Instrument	2021-0354455

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 11, 2017
Property Address	1128 OCEAN RIDGE CT, OCEANSIDE, CA 92056-6466
Document Number	0000365515
Map Reference	MAP15197
Instrument Date	Aug 7, 2017
Instrument	2017-0365515
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 OCEAN RIDGE CT, OCEANSIDE, CA 92056-6466

Mortgage

Document Number	0000365517
Date	Aug 11, 2017
Instrument	2017-0365517

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 11, 2017
Property Address	1128 OCEAN RIDGE CT, OCEANSIDE, CA 92056-6466
Document Number	0000365516
Map Reference	MAP15197
Instrument Date	Aug 7, 2017
Instrument	2017-0365516
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 OCEAN RIDGE CT, OCEANSIDE, CA 92056-6466

Mortgage

Document Number	0000365518
Date	Aug 11, 2017
Instrument	2017-0365518

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1128 OCEAN RIDGE CT, OCEANSIDE, CA 92056-6466
Document Number	0000025091
Instrument Date	Jan 9, 2017
Transaction Type	Mortgage
Record Updated	Jan 24, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1128 OCEAN RIDGE CT OCEANSIDE CA 920566466, OCEANSIDE, CA 92056-6466

Mortgage

Document Number	0000025091
Date	Jan 18, 2017
Instrument	25091

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$916,854 (+2%) Land $260,345 Building $656,509
2025	$10,205.00 (+8.64%)	$898,878 (+4.04%) Land $255,241 Building $643,637
2023	$9,393.00 (+0.25%)	$863,976 Land $245,331 Building $618,645
2022	$9,370.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: San Diego Broadband.

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