1128 Oak Ave, Coshocton, OH 43812 Property Records

Coshocton County property record for 1128 Oak Ave, Coshocton, OH 43812

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,029 sqft · built 1930
Lot Size	0.09 acres (3,900 sqft)
Owner	2 Individual Names on Record
Tax Bill	$635 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit Jun 2015 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004438-4`

Property Details

APN / Parcel Number

Primary APN	`004438-4`
Alternative APN	`0430000353800`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,029 sqft Living Area
Gross Area	856 sqft
1st Floor Area	856 sqft
Attic	Attic
Attic Area	432 sqft
Basement Area	696 sqft
Unfinished Basement	264 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	3,900 sqft (0.09 acres)
Lot Dimensions	75 ft deep x 52 ft wide
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	60 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	004438-4
Street Address	1128 OAK AVE
City	COSHOCTON
State	OH
Zip	43812-1332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN-LOT 528 E END 52 X 75
Legal Lot Number	528
Jurisdiction	COSHOCTON OH
Township / Civil Division	COSHOCTON
Census Block Group	2
Census Block	2007
Census Tract	961300

Owner

Source: Coshocton County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1000 FAIRVIEW BLVD, COSHOCTON, OH 43812-2717
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Deed of Trust, Mortgage · Line of Credit THE HOME LOAN SAVINGS BANK
Jun 12, 2015	Deed of Trust, Mortgage · Conventional Mortgage LCJ FINANCIAL GROUP INC
Mar 6, 2024	Intrafamily Transfer, Transfer · Closed-End Mortgage THE HOME LOAN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 1, 2024
Transfer Doc	000800/673
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	1128 OAK AVE, COSHOCTON, OH 43812-1332
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 OAK AVE, COSHOCTON, OH 43812-1332

Mortgage

Document Number	00781/3199
Date	Nov 4, 2020
Book Page	781/3199
Instrument	202000005103

Lender

Name	THE HOME LOAN SAVINGS BANK
Type	Bank
Address	COSHOCTON, OH 43812

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 10, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	1128 OAK AVE, COSHOCTON, OH 43812-1332
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	MIDWEST OHIO TITLE AGENCY, MID OHIO TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000672/869
Date	Jun 12, 2015
Book Page	672/869
Instrument	201500002308

Lender

Name	LCJ FINANCIAL GROUP INC
Address	ZANESVILLE, OH 43701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2045

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COSHOCTON OH
Recording Date	Mar 6, 2024
Property Address	1128 OAK AVE, COSHOCTON, OH 43812-1332
Document Number	000800/673
Book / Page	800 / 673
Map Reference	MB 1 PG 133
Instrument Date	Mar 1, 2024
Instrument	202400000760
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE COSHOCTO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1000 FAIRVIEW BLVD, COSHOCTON, OH 43812-2717

Mortgage

Document Number	202400000798
Date	Mar 6, 2024
Instrument	202400000798

Lender

Name	THE HOME LOAN SAVINGS BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2054

Tax Assessment & Valuation

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Coshocton County
Municipality	Coshocton City
Unified School District	Coshocton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$635.00 (+8.55%)	$14,140 (-) Land $3,080 Building $11,060	$40,410 (-) Land $8,810 Building $31,600
2024	$585.00 (+13.81%) Homeowner's exemption	$14,140 (+27.2%) Land $3,080 Building $11,060	$40,410 (+27.24%) Land $8,810 Building $31,600
2023	$514.00 (-3.56%) Homeowner's exemption	$11,116 (-) Land $2,373 Building $8,743
2022	$533.00 Homeowner's exemption	$11,116 Land $2,373 Building $8,743
2021			$31,760 Land $6,780 Building $24,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COSHOCTON PWS private · serves 14,319 people · EPA ID OH1600012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
altafiber Network Solutions Fixed Wireless	100 / 20

May also be available: Verizon.

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