1128 Midnight Pass, Rockwall, TX 75087 Property Records

Rockwall County property record for 1128 Midnight Pass, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,570 sqft · built 1999
Lot Size	0.201 acres (8,769 sqft)
Owner	Individual Name on File
Last Sale	$391,723 (Oct 2023)
Tax Bill	$6,473 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3248000B0004000R`

Property Details

APN / Parcel Number

Primary APN	`3248000B0004000R`
Alternative APNs	`R44722` `44722`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,570 sqft Living Area
Gross Area	3,252 sqft
1st Floor Area	2,570 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2002
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,769 sqft (0.201 acres)
Lot Dimensions	111 ft deep x 79 ft wide
Garage Type	Attached
Garage Area	392 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Covered Porch
Porch Area	346 sqft
Patio Area	100 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	1128 MIDNIGHT PASS
City	ROCKWALL
State	TX
Zip	75087-7218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARUTH LAKE PHASE ONE, BLOCK B, LOT 4
Legal Subdivision	CARUTH LAKE PHASE ONE
Legal Phase	1
Legal Tract	4
Legal Block	B
Legal Lot Number	4
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	2
Census Block	2004
Census Tract	40202

Owner

1128 Midnight Pass is owned and occupied by an individual who bought it in October 2023.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	1128 MIDNIGHT PASS, ROCKWALL, TX 75087-7218
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Vendor's Lien, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 17, 2017	Vendor's Lien, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2023 · Amount on File
Deed Sale	Oct 19, 2023 · Amount on File
Prior Sale	Feb 17, 2017 · Amount on File
Deed Document Number	202317640
Prior Transfer Date	Feb 16, 2017
Prior Transfer Doc	0000002871
Record Updated	Sep 20, 2026

October 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Oct 19, 2023
Property Address	1128 MIDNIGHT PASS, ROCKWALL, TX 75087-7218
Document Number	0000017640
Map Reference	CAB C SL 208
Instrument Date	Oct 18, 2023
Instrument	20230000017640
Transaction Type	Transfer
Record Updated	Nov 8, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 MIDNIGHT PASS, ROCKWALL, TX 75087-7218

Mortgage

Document Number	0000017641
Date	Oct 19, 2023
Instrument	20230000017641

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

February 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Feb 17, 2017
Property Address	1128 MIDNIGHT PASS, ROCKWALL, TX 75087-7218
Document Number	0000002871
Map Reference	CAB C SL208
Instrument Date	Feb 16, 2017
Instrument	20170000002871
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 MIDNIGHT PASS, ROCKWALL, TX 75087-7218

Mortgage

Document Number	0000002872
Date	Feb 17, 2017
Instrument	20170000002872

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1128 Midnight Pass was $6,473 with a homeowner's exemption, down 5.2% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$407,493 (-0.83%) Land $155,000 Building $252,493	$407,493 (-0.83%) Land $155,000 Building $252,493
2025	$6,473.00 (-5.17%)	$410,912 Land $155,000 Building $255,912	$410,912 Land $155,000 Building $255,912
2024	$6,826.00 (+62.8%)
2023	$4,193.00 Homeowner's exemption	$429,908 Land $178,250 Building $251,658	$429,908 Land $178,250 Building $251,658
2021	$5,011.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1128 Midnight Pass in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1128 Midnight Pass is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Novos Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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