1128 Lt Congleton Rd, Wilmington, NC 28409 Property Records

New Hanover County property record for 1128 Lt Congleton Rd, Wilmington, NC 28409

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,594 sqft · built 2015
Lot Size	0.267 acres (11,631 sqft)
Owner	Individual Name on File
Last Sale	$365,500 (Mar 2016)
Tax Bill	$2,624 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R07900-003-462-000`

Property Details

APN / Parcel Number

Primary APN	`R07900-003-462-000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	2 Stories
Building Area	3,594 sqft Living Area
1st Floor Area	1,666 sqft
Basement Area	795 sqft
Finished Basement	795 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	11,631 sqft (0.267 acres)
Terrain	Low
Garage Area	537 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	1128 LT CONGLETON RD
City	WILMINGTON
State	NC
Zip	28409-4537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 66 PHASE 6 TARIN WOODS
Legal Subdivision	TARIN WODDS SUBDIVSION
Legal Phase	6
Legal Block	3
Legal Lot Number	66
Jurisdiction	NEW HANOVER NC
Township / Civil Division	FEDERAL POINT
Census Block Group	1
Census Block	1032
Census Tract	12109

Owner

1128 Lt Congleton Rd is owned and occupied by an individual who bought it in March 2016.

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1128 LT CONGLETON RD, WILMINGTON, NC 28409-4537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALPHA MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2016 · Amount on File
Deed Sale	Mar 24, 2016 · Amount on File
Deed Document Number	20168380
Deed Book / Page	5957 / 1137
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Recording Date	Sep 10, 2026
Property Address	1128 LT CONGLETON RD, WILMINGTON, NC 28409-4537
Document Number	0000025382
Book / Page	6874 / 1345
Instrument Date	Aug 27, 2026
Instrument	202625382
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 LT CONGLETON RD, WILMINGTON, NC 28409-4537

Mortgage

Document Number	0000025382,
Date	Sep 10, 2026
Book Page	6874/1345
Instrument	202625382

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2056

Interest

Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	1128 LT CONGLETON RD, WILMINGTON, NC 28409-4537
Document Number	0063030273
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1128 LT CONGLETON RD WILMINGTON NC 284094537, WILMINGTON, NC 28409-4537

Mortgage

Document Number	0063030273
Date	Apr 17, 2020
Book Page	006303/000273
Instrument	13813

Lender

Name	ALPHA MTG CORP
Address	WILMINGTON, NC 28403

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 16, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1128 Lt Congleton Rd was $2,624, up 0.8% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$679,900 (-) Land $140,200 Building $539,700	$679,900 (-) Land $140,200 Building $539,700
2025	$2,624.00 (+0.85%)	$679,900 Land $140,200 Building $539,700	$679,900 Land $140,200 Building $539,700
2024	$2,602.00 (+0.15%)
2023	$2,598.00 (-0.92%)	$488,300 Land $96,300 Building $392,000	$488,300 Land $96,300 Building $392,000
2022	$2,622.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1128 Lt Congleton Rd in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 246 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	246 in force
Nearby Flood Claims	34 (1996–2024)
Claims Outside the SFHA	3 of 34
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 17 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims Hurricane Fran, Sep 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1128 Lt Congleton Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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