1128 Johnson St, Wiggins, CO 80654 Property Records

Morgan County property record for 1128 Johnson St, Wiggins, CO 80654

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,741 sqft · built 2019
Lot Size	0.171 acres (7,440 sqft)
Owner	Individual Name on Record
Last Sale	$515,000 (Feb 2024)
Tax Bill	$3,481 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Aug 2022 Line of Credit + 5 more
Flood Zone	Zone X (moderate risk)
APN	`1223-221-05-015`

Property Details

APN / Parcel Number

Primary APN	`1223-221-05-015`
Alternative APN	`R021078`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	4,741 sqft Total Area
1st Floor Area	1,788 sqft
Basement Area	1,788 sqft
Finished Basement	1,788 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,440 sqft (0.171 acres)
Lot Dimensions	124 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	289 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1128 JOHNSON ST
City	WIGGINS
State	CO
Zip	80654-7925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD KIOWA PARK PD FILINGS 1 & 2 WI BLOCK 05 LOT 15
Legal Subdivision	KIOWA PARK PD FILINGS 1 & 2
Legal Block	5
Legal Lot Number	15
Jurisdiction	MORGAN CO
Township / Civil Division	WIGGINS
Census Block Group	1
Census Block	1039
Census Tract	200

Owner

Source: Morgan County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1128 JOHNSON ST, WIGGINS, CO 80654-7925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Special Warranty Deed, Transfer · FHA Mortgage NORTHPOINTE BANK
Aug 9, 2022	Deed of Trust, Mortgage · Line of Credit LOWER LLC
Dec 22, 2020	Warranty Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC
Jul 1, 2019	Warranty Deed, Transfer · Conventional with PMI PIVOT LNDG GROUP
Oct 16, 2018	Warranty Deed, Transfer UNIFIED TITLE COMPANY INC
Aug 31, 2018	Grant Deed, Construction Loan · Line of Credit HIGH PLAINS BK
Sep 4, 2018	Trustee's Deed, Construction Loan · Line of Credit HIGH PLAINS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2024 · Amount on Record
Deed Sale	Feb 1, 2024 · Amount on Record
Prior Sale	Dec 22, 2020 · Amount on Record
Deed Document Number	2024949800
Record Updated	Jun 8, 2026

February 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	Feb 1, 2024
Property Address	1128 JOHNSON ST, WIGGINS, CO 80654-7925
Document Number	0000949800
Instrument Date	Jan 31, 2024
Instrument	949800
Transaction Type	Transfer
Record Updated	Feb 8, 2024
Title Company	GUARDIAN LAND TITLE, GUARDIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1128 JOHNSON ST, WIGGINS, CO 80654-7925

Mortgage

Document Number	0000949801
Date	Feb 1, 2024
Instrument	949801

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	1128 JOHNSON ST, WIGGINS, CO 80654-7925
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 JOHNSON ST, WIGGINS, CO 80654-7925

Mortgage

Document Number	0000942149
Date	Aug 9, 2022
Instrument	942149

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	Dec 22, 2020
Property Address	1128 JOHNSON ST, WIGGINS, CO 80654-7925
Document Number	0000929658
Instrument Date	Dec 21, 2020
Instrument	929658
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	1128 JOHNSON ST, WIGGINS, CO 80654-7925

Mortgage

Document Number	0000929659
Date	Dec 22, 2020
Instrument	929659

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	Jul 1, 2019
Property Address	1128 JOHNSON ST, WIGGINS, CO 80654-7925
Document Number	0000919286
Instrument Date	Jun 25, 2019
Instrument	919286
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	EQUITY TITLE/COMPANY, EQUITY TITLE/CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44.45
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1128 JOHNSON ST WIGGINS CO 806547925, WIGGINS, CO 80654-7925

Mortgage

Document Number	919287
Date	Jul 1, 2019
Instrument	919287

Lender

Name	PIVOT LNDG GROUP
Address	LITTLETON, CO 80127

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	Oct 16, 2018
Property Address	1128 JOHNSON ST, WIGGINS, CO 80654-7925
Document Number	0000914811
Instrument Date	Oct 15, 2018
Instrument	914811
Transaction Type	Transfer
Record Updated	Oct 24, 2018
Title Company	UNIFIED TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Tax	$12.32
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	22801 COUNTY ROAD 21 FORT MORGAN CO 807019334, FORT MORGAN, CO 80701-9334

August 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	MORGAN CO
Recording Date	Aug 31, 2018
Property Address	1128 JOHNSON ST, WIGGINS, CO 80654-7925
Instrument Date	Aug 30, 2018
Instrument	914045
Transaction Type	Construction Loan
Record Updated	Sep 11, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1035 37TH AVENUE CT GREELEY CO 806342513, GREELEY, CO 80634-2513

Mortgage

Document Number	0000914045
Date	Aug 31, 2018
Instrument	914045

Lender

Name	HIGH PLAINS BK
Type	Bank
Address	502 CENTRAL AVE, WIGGINS, CO 80654-8607

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 30, 2019

Interest

Rate Type	Adjustable Rate

September 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MORGAN CO
Recording Date	Sep 4, 2018
Property Address	1128 JOHNSON ST, WIGGINS, CO 80654-7925
Instrument Date	Aug 30, 2018
Instrument	914060
Transaction Type	Construction Loan
Record Updated	Sep 12, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1035 37TH SATE AVENUE CT GREELEY CO 80634, GREELEY, CO 80634

Mortgage

Document Number	0000914060
Date	Sep 4, 2018
Instrument	914060

Lender

Name	HIGH PLAINS BK
Type	Bank
Address	WIGGINS, CO 80654

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 3, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Morgan County
Municipality	Wiggins Town
Unified School District	Wiggins School District RE-50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,481.00 (-6.95%)	$33,900 (-4.18%) Land $3,730 Building $30,170	$542,400 (+2.72%) Land $59,620 Building $482,780
2024	$3,741.00	$35,380 (-9.42%) Land $3,600 Building $31,780	$528,040 (-9.43%) Land $53,700 Building $474,340
2023	$3,741.00 (+17.86%)	$39,060 (+32.81%) Land $3,970 Building $35,090	$583,040 (+37.77%) Land $59,290 Building $523,750
2022	$3,174.00	$29,410 Land $3,450 Building $25,960	$423,200 Land $49,680 Building $373,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 63% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wiggins Telephone Association Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
Viaero Wireless Fixed Wireless	150 / 40

Cell Coverage

5G (outdoors only) and 4G LTE

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