1128 Hempstead Dr, Cincinnati, OH 45231 Property Records

Hamilton County property record for 1128 Hempstead Dr, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,318 sqft · built 1952
Lot Size	0.173 acres (7,579 sqft)
Owner	2 Individual Names on Record
Last Sale	$82,500 (Dec 1996)
Tax Bill	$3,486 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`590-0222-0144-00`

Property Details

APN / Parcel Number

Primary APN	`590-0222-0144-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,318 sqft Living Area
1st Floor Area	958 sqft
Attic	Attic
Attic Area	360 sqft
Basement Area	750 sqft

Exterior

Year Built	Built 1952
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	7,579 sqft (0.173 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1128 HEMPSTEAD DR
City	CINCINNATI
State	OH
Zip	45231-4654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HEMPSTEAD DR 50 X 150 IRR R1- T3- S20 NE
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	6
Census Block	6000
Census Tract	22102

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1128 HEMPSTEAD DR, CINCINNATI, OH 45231-4654
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 1996 · Amount on Record
Deed Sale	Dec 13, 1996 · Amount on Record
Deed Document Number	798843
Deed Book / Page	0000007226 / 0000001079
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1128 HEMPSTEAD DR, CINCINNATI, OH 45231-4654
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 HEMPSTEAD DR, CINCINNATI, OH 45231-4654

Mortgage

Document Number	0000116995
Date	Dec 29, 2022
Book Page	14822/1580
Instrument	2022-0116995

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Dec 19, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1128 HEMPSTEAD DR, CINCINNATI, OH 45231-4654
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061576
Date	Jul 17, 2018
Instrument	18-0061576

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2033

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Finneytown Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,486.00 (+2.38%)	$49,886 (-) Land $10,203 Building $39,683
2024	$3,405.00 (+1.7%)	$49,886 (-) Land $10,203 Building $39,683
2023	$3,348.00 (+9.66%)	$49,886 (+51.21%) Land $10,203 Building $39,683	$142,530 (+51.21%) Land $29,150 Building $113,380
2022	$3,053.00 Homeowner's exemption	$32,992 Land $10,070 Building $22,922
2020			$94,260 Land $28,770 Building $65,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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