1128 Gate Rd, Madison, VA 22727 Property Records

Madison County property record for 1128 Gate Rd, Madison, VA 22727 · Last verified December 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1903
Square Footage2,432 sqft Living Area
Lot Size231,826 sqft (5.32 acres)
OccupancyOwner Occupied
Last Sale$445,000 (2019)
Tax Bill$3,435.00 (2023)

Property Details

APN / Parcel Number

Primary APN40--64
Alternative APN
  • 4698

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area2,432 sqft Living Area
Stories2 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1903
Exterior MaterialVinyl Exterior
Foundation TypeStone Foundation
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area231,826 sqft (5.32 acres)
Parking Spaces5 Parking Spaces
Garage Area1,200 sqft Garage

Exterior Amenities

Total Buildings2 Total Buildings
PorchPorch
Porch Area542 sqft Porch
TopographyRolling Topography

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating
Heating FuelOil Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Account Number4698
Old Parcel Number40- -64
Street Address1128 GATE RD
CityMADISON
StateVA
Zip22727-4059
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionIN 190000970 5.322 AC 40-64 END OF 680
JurisdictionMADISON VA
Minor Civil DivisionLOCUST DALE
Census Blockgroup1
Census Block1012
Census Tract930201

Owner

Source: Madison County records · APN 40--64

Assessment roll updated January 1, 2023 · Last verified December 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1128 GATE RD, MADISON, VA 22727-4059
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS INC
Jun 05, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANPAL LLC
Oct 08, 2020Deed of Trust, Mortgage · Conventional Mortgage
ATLANTIC UNION BANK
Nov 22, 2021Deed of Trust, Mortgage
PENNYMAC LOAN SERVICES LLC
Nov 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Jul 08, 2019Deed, Transfer · Conventional Mortgage
ARK LA TEX FINANCIAL SERVICES

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 08, 2019 · Amount on Record
Deed SaleJul 08, 2019 · Amount on Record
Prior SaleAug 12, 2016 · Amount on Record
Deed Doc Number0190000970
Record RefreshedJun 07, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON VA
Property Address1128 GATE RD, MADISON, VA 22727-4059
Transaction TypeMortgage
Record UpdatedDec 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200000144
DateJan 30, 2020
Instrument200000144
Lender
NameQUICKEN LOANS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2050
Interest
Rate TypeFixed Rate

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON VA
Property Address1128 GATE RD, MADISON, VA 22727-4059
Transaction TypeMortgage
Record UpdatedDec 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200000814
DateJun 05, 2020
Instrument200000814
Lender
NameLOANPAL LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2050
Interest
Rate TypeFixed Rate

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON VA
Property Address1128 GATE RD, MADISON, VA 22727-4059
Transaction TypeMortgage
Record UpdatedDec 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200001586
DateOct 08, 2020
Instrument200001586
Lender
NameATLANTIC UNION BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON VA
Property Address1128 GATE RD, MADISON, VA 22727-4059
Transaction TypeMortgage
Record UpdatedDec 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210002396
DateNov 22, 2021
Instrument210002396
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeFunding / Finance Company
Agreement
AmountAmount Recorded
Interest
Rate TypeFixed Rate

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON VA
Property Address1128 GATE RD, MADISON, VA 22727-4059
Transaction TypeMortgage
Record UpdatedDec 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210002376
DateNov 19, 2021
Instrument210002376
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 01, 2036
Interest
Rate TypeFixed Rate

July 2019: Deed, Transfer

Document TypeDeed
JurisdictionMADISON VA
Recording DateJul 08, 2019
Property Address1128 GATE RD, MADISON, VA 22727-4059
Document Number0190000970
Instrument DateJul 02, 2019
Instrument190000970
Transaction TypeTransfer
Record UpdatedDec 14, 2023
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$445.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1128 GATE RD, MADISON, VA 22727-4059

Mortgage

Document Number0190000971
DateJul 08, 2019
Instrument190000971
Lender
NameARK LA TEX FINANCIAL SERVICES
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated January 1, 2023 · Last verified December 2023

Property Jurisdictions

TypeName
StateVirginia
CountyMadison County
Unified School DistrictMadison County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$3,435.00$464,200 Land $102,300 Building $361,900$464,200 Land $102,300 Building $361,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (51113C), updated April 29, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Gate Rd

Nearby Streets

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