1128 Gainey Dr, Melbourne, FL 32901 Property Records

Brevard County property record for 1128 Gainey Dr, Melbourne, FL 32901

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,709 sqft · built 1957
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Tax Bill$184 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN28-37-11-28-C-8

Property Details

APN / Parcel Number

Primary APN28-37-11-28-C-8
Alternative APNs
  • 28-37-11-28-0000C.0-0008.00
  • 2825432

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,709 sqft Living Area
Gross Area2,243 sqft
1st Floor Area1,709 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1990
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions100 ft deep x 60.3 ft wide
PorchUnfinished Open Porch
Porch Area534 sqft
Patio Area426 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemGravity Furnace

Location & Zoning

Account Number2825432
Street Address1128 GAINEY DR
CityMELBOURNE
StateFL
Zip32901-7252
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionGRAMLING PARK SUBD LOT 8 BLK C
Legal Range37E
Legal Township28S
Legal Section11
Legal SubdivisionGRAMLING PARK SUBD
Legal BlockC
Legal Lot Number8
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group2
Census Block2037
Census Tract64902

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 902, MELBOURNE, FL 32902-0902
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address1128 GAINEY DR, MELBOURNE, FL 32901-7252
Transaction TypeMortgage
Record UpdatedMar 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 902, MELBOURNE, FL 32902-0902

Mortgage

Document Number0094132584
DateFeb 14, 2022
Book Page9413/2584
Instrument2022036590
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$34,760 (+2.69%)$81,990 (-2.39%)
2025$184.00 (+27.78%) Homeowner's exemption Widower's exemption$33,850 (+5.95%)$84,000 (-13.44%) Land $16,800 Building $67,200
2023$144.00 (-28%) Homeowner's exemption Widower's exemption$31,950 (+3%)$97,040 (+23.98%) Land $13,130 Building $83,910
2022$200.00 Homeowner's exemption Widower's exemption$31,020$78,270 Land $11,730 Building $66,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies28 units insured
incl. 10 condo units
Nearby Flood Claims2 (2008–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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