1128 Emerald St, Madison, WI 53715 Property Records

Dane County property record for 1128 Emerald St, Madison, WI 53715

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,113 sqft · built 1928
Lot Size	0.146 acres (6,360 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Jun 2010)
Tax Bill	$9,215 (2024)
Deeds & Mortgages	Oct 2022 Line of Credit Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0709-224-3928-1`

Property Details

APN / Parcel Number

Primary APN	`0709-224-3928-1`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,113 sqft Living Area
1st Floor Area	964 sqft
2nd Floor Area	904 sqft
Attic Area	200 sqft
Basement Area	624 sqft
Finished Basement	245 sqft
Family Room	Family Room
Interior Walls	Plaster

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1977
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	6,360 sqft (0.146 acres)
Lot Dimensions	159 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	480 sqft
Driveway	Driveway
Driveway Area	50 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1128 EMERALD ST
City	MADISON
State	WI
Zip	53715-1638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR-C3
Legal Description	SHARPS SUBD. LOT 10, BLOCK 1
Legal Range	09
Legal Township	07
Legal Section	22
Legal Subdivision	SHARPS SUBD
Legal Block	1
Legal Lot Number	10
Jurisdiction	DANE WI
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2002
Census Tract	1200

Owner

Source: Dane County records, as of January 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1128 EMERALD ST, MADISON, WI 53715-1638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF WISCONSIN CU
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF WISCONSIN CU
Nov 9, 2020	Deed of Trust, Mortgage · Construction Mortgage UNIVERSITY OF WISCONSIN CU
Sep 29, 2018	Deed of Trust, Mortgage · Line of Credit UW CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2010 · Amount on Record
Deed Sale	Jun 18, 2010 · Amount on Record
Deed Document Number	4664711
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	1128 EMERALD ST, MADISON, WI 53715-1638
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005866899
Date	Oct 7, 2022
Instrument	5866899

Lender

Name	UNIVERSITY OF WISCONSIN CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2052

Interest

Rate Type	Fixed Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	1128 EMERALD ST, MADISON, WI 53715-1638
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005807578
Date	Jan 25, 2022
Instrument	5807578

Lender

Name	UNIVERSITY OF WISCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	1128 EMERALD ST, MADISON, WI 53715-1638
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005659595
Date	Nov 9, 2020
Instrument	5659595

Lender

Name	UNIVERSITY OF WISCONSIN CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 1, 2021

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	1128 EMERALD ST, MADISON, WI 53715-1638
Document Number	0005447353
Instrument Date	Sep 29, 2018
Transaction Type	Mortgage
Record Updated	Nov 1, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1128 EMERALD ST MADISON WI 537151638, MADISON, WI 53715-1638

Mortgage

Document Number	0005447353
Date	Oct 11, 2018
Instrument	5447353

Lender

Name	UW CU
Type	Credit Union
Address	MADISON, WI 53744

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Madison City
Unified School District	Madison Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$540,500 (+9.99%) Land $142,600 Building $397,900
2024	$9,215.00 (+0.29%)		$540,500
2023		$491,400 Land $109,700 Building $381,700
2022	$9,188.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON WATER UTILITY serves 272,000 people · EPA ID WI1130224
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
LiteWire Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Four Lakes Broadband.

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