1128 Elm St, Beloit, WI 53511 Property Records

Rock County property record for 1128 Elm St, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,603 sqft · built 1900
Lot Size	0.141 acres (6,142 sqft)
Owner	Individual Name on Record
Last Sale	$59,100 (Jan 2013)
Tax Bill	$1,777 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`206 12650490`

Property Details

APN / Parcel Number

Primary APN	`206 12650490`
Alternative APN	`12650490`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,603 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	6,142 sqft (0.141 acres)

Location & Zoning

Account Number	206 12650490
Street Address	1128 ELM ST
City	BELOIT
State	WI
Zip	53511-4321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 18 B 2 FLUEKIGERS ADD
Legal Subdivision	FLUEKIGERS ADD
Legal Lot Number	18
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	2
Census Block	2019
Census Tract	1700

Owner

Source: Rock County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1128 ELM ST, BELOIT, WI 53511-4321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Line of Credit ADVIA CU
Apr 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage ADIVIA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2013 · Amount on Record
Deed Sale	Jan 22, 2013 · Amount on Record
Deed Document Number	20131968763
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1128 ELM ST, BELOIT, WI 53511-4321
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002296453
Date	Nov 3, 2025
Instrument	2296453

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 2, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1128 ELM ST, BELOIT, WI 53511-4321
Transaction Type	Mortgage
Record Updated	May 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2126018
Date	Apr 26, 2019
Instrument	2126018

Lender

Name	ADIVIA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 25, 2039

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,777.00 (+31.24%) Homeowner's exemption	$117,700 (+24.16%) Land $9,300 Building $108,400	$129,300 (+19.94%)
2023	$1,354.00 Homeowner's exemption	$94,800 Land $9,300 Building $85,500	$107,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 795 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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