1128 E Phelps St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 1128 E Phelps St, Gilbert, AZ 85295 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms4 Baths
Year BuiltBuilt 2004
Square Footage3,067 sqft Living Area
Lot Size7,590 sqft (0.174 acres)
Pool350 sqft
OccupancyOwner Occupied
Last Sale$418,000 (2018)
Tax Bill$2,811.00 (2025)

Owner

Source: Maricopa County records · APN 304-45-280

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1128 E PHELPS ST, GILBERT, AZ 85295-1714
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 06, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Dec 06, 2023Deed of Trust, Mortgage · Building or Construction Mortgage
UNLOCK HOMEOWNERSHIP SOLUTIONS INC
Jun 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
May 25, 2018Warranty Deed, Transfer · Conventional Mortgage
AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 25, 2018 · Amount on Record
Deed SaleMay 25, 2018 · Amount on Record
Prior SaleOct 27, 2016 · Amount on Record
Deed Doc Number20180404433
Record RefreshedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1128 E PHELPS ST, GILBERT, AZ 85295-1714
Transaction TypeMortgage
Record UpdatedNov 21, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1128 E PHELPS ST, GILBERT, AZ 85295-1714

Mortgage

Document Number0000735230
DateJul 06, 2021
Instrument20210735230
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1128 E PHELPS ST, GILBERT, AZ 85295-1714
Transaction TypeMortgage
Record UpdatedNov 21, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1128 E PHELPS ST, GILBERT, AZ 85295-1714

Mortgage

Document Number0000622848
DateDec 06, 2023
Instrument20230622848
Lender
NameUNLOCK HOMEOWNERSHIP SOLUTIONS INC
TypeNon-Lending Institution
AddressNEW YORK, NY 10016
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1128 E PHELPS ST, GILBERT, AZ 85295-1714
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyPREMIER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000544439
DateJun 22, 2020
Instrument20200544439
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateMay 25, 2018
Property Address1128 E PHELPS ST, GILBERT, AZ 85295-1714
Document Number0000404433
Map ReferenceMB 573 PG 41
Instrument DateMay 11, 2018
Instrument20180404433
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanySECURITY TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address420 S GLEN DR, 420, FRUIT HEIGHTS, UT 84037-2341

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address1128 E PHELPS ST, GILBERT, AZ 85295-1714

Mortgage

Document Number0000404434
DateMay 25, 2018
Instrument20180404434
Lender
NameAMERICAN FINANCIAL RESOURCES INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2048

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$61,560 (-0.95%)$615,600 (-0.95%) Land $123,100 Building $492,500
2025$2,811.00 (-2.56%)
2024$62,150$621,500 Land $124,300 Building $497,200
2023$2,885.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN304-45-280

Interior

Full Baths4 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms10 Rooms
Building Area3,067 sqft Living Area
1st Floor1,568 sqft 1st Floor
2nd Floor1,499 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 2004
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Lot Area7,590 sqft (0.174 acres)
Parking Spaces3 Parking Spaces
Pool Area350 sqft Pool
Patio Area163 sqft Patio

Utilities and HVAC

Cooling SystemRefrigerator Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1128 E PHELPS ST
CityGILBERT
StateAZ
Zip85295-1714
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSPECTRUM AT VAL VISTA PARCEL 18 MCR 573-41
Legal Range06E
Legal Township01S
Legal Section32
Legal QuarterSW
Legal Quarter QuarterNE
Legal SubdivisionSPECTRUM AT VAL VISTA PARCEL 18
Legal Lot Number66
JurisdictionMARICOPA AZ
Minor Civil DivisionCHANDLER
Census Blockgroup3
Census Block3003
Census Tract815402

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