1128 E College St, Bowdon, GA 30108 Property Records

Carroll County property record for 1128 E College St, Bowdon, GA 30108

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,058 sqft · built 1998
Lot Size	4.09 acres (178,160 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Jan 2020)
Tax Bill	$4,583 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Feb 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`029--0396`

Property Details

APN / Parcel Number

Primary APN	`029--0396`
Alternative APN	`37826`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,058 sqft Living Area
Gross Area	5,339 sqft
1st Floor Area	2,257 sqft
Basement Area	1,790 sqft
Finished Basement	801 sqft
Unfinished Basement	989 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	178,160 sqft (4.09 acres)
Terrain	Rolling
View / Lot	Corner/Waterfront
Garage Type	Attached
Garage Area	1,052 sqft
Parking Spaces	8 Parking Spaces
Pool Area	512 sqft
Porch	Screened Porch
Porch Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	37826
Street Address	1128 E COLLEGE ST
City	BOWDON
State	GA
Zip	30108-1105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	HSE/POOL/4.09AC E COLLEGE ST 29-1
Legal Subdivision	MOON GRADY SURV
Legal Lot Number	118
Jurisdiction	CARROLL GA
Township / Civil Division	BOWDON
Census Block Group	1
Census Block	1010
Census Tract	911201

Owner

Source: Carroll County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1128 E COLLEGE ST, BOWDON, GA 30108-1105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Warranty Deed, Transfer · Conventional Mortgage COLONY BANK
Feb 24, 2025	Deed of Trust, Mortgage · Line of Credit CEFEDERAL CREDIT UNION
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL
Jan 22, 2020	Grant Deed, Transfer · FHA Mortgage SUPREME LNDG
May 17, 2017	Grant Deed, Transfer · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2020 · Amount on Record
Deed Sale	Jan 15, 2020 · Amount on Record
Prior Sale	May 15, 2017 · Amount on Record
Deed Document Number	2020217
Deed Book / Page	5775 / 625
Prior Transfer Date	Jul 12, 2006
Prior Transfer Doc	0003646214
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL GA
Recording Date	Aug 7, 2026
Property Address	1128 E COLLEGE ST, BOWDON, GA 30108-1105
Document Number	6452000991
Book / Page	6452 / 991
Instrument Date	Aug 3, 2026
Transaction Type	Transfer
Record Updated	Sep 9, 2026

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 E COLLEGE ST, BOWDON, GA 30108-1105

Mortgage

Document Number	6452000993,
Date	Aug 7, 2026
Book Page	6452/993

Lender

Name	COLONY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL GA
Property Address	1128 E COLLEGE ST, BOWDON, GA 30108-1105
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 E COLLEGE ST, BOWDON, GA 30108-1105
Investor	Possibly a Property Investor

Mortgage

Document Number	0063110000000542
Date	Feb 24, 2025
Book Page	0000006311/0000000542

Lender

Name	CEFEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2050

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL GA
Property Address	1128 E COLLEGE ST, BOWDON, GA 30108-1105
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 E COLLEGE ST, BOWDON, GA 30108-1105

Mortgage

Document Number	0059180000000311
Date	Mar 31, 2021
Book Page	0000005918/0000000311

Lender

Name	EVERETT FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL GA
Recording Date	Jan 22, 2020
Property Address	1128 E COLLEGE ST, BOWDON, GA 30108-1105
Document Number	0057750625
Book / Page	005775 / 000625
Instrument Date	Jan 15, 2020
Transaction Type	Transfer
Record Updated	Feb 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1128 E COLLEGE ST BOWDON GA 301081105, BOWDON, GA 30108-1105

Mortgage

Document Number	57750627
Date	Jan 22, 2020
Book Page	005775/000627

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2050

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL GA
Recording Date	May 17, 2017
Property Address	1128 E COLLEGE ST, BOWDON, GA 30108-1105
Document Number	0055470529
Book / Page	005547 / 000529
Instrument Date	May 15, 2017
Transaction Type	Transfer
Record Updated	May 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$257.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1128 E COLLEGE ST BOWDON GA 301081105, BOWDON, GA 30108-1105

Mortgage

Document Number	55470531
Date	May 17, 2017
Book Page	005547/000531

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2047

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Carroll County
Unified School District	Carroll County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,583.00 Homeowner's exemption	$234,155 (%) Land $22,389 Building $211,766	$585,388 (-) Land $55,974 Building $529,414
2024	$4,583.00 (+13.38%) Homeowner's exemption	$234,156 (+10.59%) Land $22,390 Building $211,766	$585,388 (+10.59%) Land $55,974 Building $529,414
2023	$4,042.00 (-3.88%) Homeowner's exemption	$211,728 (+26.27%) Land $17,912 Building $193,816	$529,319 (+26.27%) Land $44,779 Building $484,540
2022	$4,205.00 Homeowner's exemption	$167,677 Land $11,941 Building $155,736	$419,192 Land $29,853 Building $389,339

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 95% of Georgia
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOWDON serves 6,180 people · EPA ID GA0450000
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossbeam Fiber	1,000 / 100

May also be available: AT&T, Xfinity.

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