1128 E Arnold St, Sandwich, IL 60548 Property Records

DeKalb County property record for 1128 E Arnold St, Sandwich, IL 60548

Property Summary

Property Type	Single Family Home
Lot Size	0.36 acres (1,558 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,000 (Dec 2021)
Tax Bill	$2,722 (2024)
Deeds & Mortgages	Dec 2021 Sale Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-25-253-035`

Property Details

APN / Parcel Number

Primary APN	`19-25-253-035`

Exterior

Architectural Style	Townhouse
Lot Area	1,558 sqft (0.36 acres)
Lot Dimensions	82 ft deep x 19 ft wide

Location & Zoning

Account Number	1925253035
Street Address	1128 E ARNOLD ST
City	SANDWICH
State	IL
Zip	60548-1123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 - COUNTRY VIEW TOWNHOMES PUD
Legal Subdivision	COUNTRY VIEW TOWNHOMES PUD
Legal Lot Number	10
Jurisdiction	DE KALB IL
Township / Civil Division	SANDWICH
Census Block Group	2
Census Block	2031
Census Tract	2000

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1128 E ARNOLD ST, SANDWICH, IL 60548-1123
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Warranty Deed, Transfer FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 13, 2019	Warranty Deed, Transfer · Conventional with PMI MUTUAL/OMAHA MTG LLC
Feb 25, 2019	Warranty Deed, Transfer MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2021 · Amount on Record
Deed Sale	Dec 20, 2021 · Amount on Record
Prior Sale	Jun 13, 2019 · Amount on Record
Deed Document Number	202116395
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Dec 20, 2021
Property Address	1128 E ARNOLD ST, SANDWICH, IL 60548-1123
Document Number	0000016395
Map Reference	DOC 98006403
Instrument Date	Nov 23, 2021
Instrument	2021016395
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount Recorded
Tax	$115.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1128 E ARNOLD ST, SANDWICH, IL 60548-1123

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1128 E ARNOLD ST, SANDWICH, IL 60548-1123
Transaction Type	Mortgage
Record Updated	Feb 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210000001399
Date	Feb 1, 2021
Instrument	2021001399

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jun 13, 2019
Property Address	1128 E ARNOLD ST, SANDWICH, IL 60548-1123
Document Number	0000004964
Instrument Date	May 20, 2019
Instrument	4964
Transaction Type	Transfer
Record Updated	Jun 28, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 E ARNOLD ST SANDWICH IL 605481123, SANDWICH, IL 60548-1123

Mortgage

Document Number	4965
Date	Jun 13, 2019
Instrument	4965

Lender

Name	MUTUAL/OMAHA MTG LLC
Address	LOMBARD, IL 60148

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Feb 25, 2019
Property Address	1128 E ARNOLD ST, SANDWICH, IL 60548-1123
Document Number	0000001250
Instrument Date	Feb 11, 2019
Instrument	1250
Transaction Type	Transfer
Record Updated	Mar 22, 2019
Title Company	HOME CLOSING SERVICES INC, HOME CLOSING SVCS INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	815 N MAIN ST #574 CAMPTON HILLS IL 601199161, 574, CAMPTON HILLS, IL 60119-9161

Mortgage

Document Number	1251
Date	Feb 25, 2019
Instrument	1251

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2049

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sandwich Township
Municipality	Sandwich City
Unified School District	Sandwich Community Unit School District 430 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,498 (+22.25%) Land $14,097 Building $31,401	$136,494 (+22.25%) Land $42,291 Building $94,203
2024	$2,722.00
2023		$37,218 Land $11,532 Building $25,686	$111,654 Land $34,596 Building $77,058

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDWICH serves 7,156 people · EPA ID IL0374850
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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