1128 E 13th St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 1128 E 13th St, Chattanooga, TN 37408

Property Summary

Property Type	Vacant Land
Details	974 sqft
Lot Size	0.086 acres (3,762 sqft)
Owner	Company Name on Record
Last Sale	$65,000 (Apr 2025)
Tax Bill	$181 (2025)
Deeds & Mortgages	Apr 2025 Sale Oct 2022 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`146P B 014`

Property Details

APN / Parcel Number

Primary APN	`146P B 014`

Interior

Building Area	974 sqft

Exterior

Lot Area	3,762 sqft (0.086 acres)
Lot Dimensions	107 ft deep x 35 ft wide

Location & Zoning

Street Address	1128 E 13TH ST
City	CHATTANOOGA
State	TN
Zip	37408-1601
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	R3
Legal Description	LT 4 MUTUAL REAL ESTATE & HOME BUILDERS ASSOC PB3 PG38
Legal Subdivision	MUTUAL REAL ESTATE &
Legal Lot Number	4
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1043
Census Tract	1400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1216 E MAIN ST STE 120, 120, CHATTANOOGA, TN 37408-1615
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2025	Warranty Deed, Construction Loan TITLE GUARANTY, TITLE GUARANTY & TRUST CO
Oct 12, 2022	Warranty Deed, Construction Loan TITLE GROUP OF TENNESSEE, TITLE SERVICES OF TENNESSEE
Sep 9, 2022	Correction Deed CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO
May 2, 2022	Warranty Deed, Transfer · Commercial Mortgage SYMPLYBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2025 · Amount on Record
Deed Sale	Apr 21, 2025 · Amount on Record
Prior Sale	Oct 12, 2022 · Amount on Record
Deed Document Number	2025042100240
Deed Book / Page	13896 / 398
Record Updated	Jun 8, 2026

April 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 21, 2025
Property Address	1128 E 13TH ST, CHATTANOOGA, TN 37408-1601
Document Number	0000000240
Book / Page	13896 / 398
Map Reference	MB 3 PG 38
Instrument Date	Apr 4, 2025
Instrument	2025042100240
Transaction Type	Construction Loan
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount Recorded
Tax	$240.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1216 E MAIN ST STE 120, 120, CHATTANOOGA, TN 37408-1615

October 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 12, 2022
Property Address	1128 E 13TH ST, CHATTANOOGA, TN 37408-1601
Document Number	0000000154
Book / Page	13115 / 333
Map Reference	MB 3 PG 38
Instrument Date	Oct 12, 2022
Instrument	2022101200154
Transaction Type	Construction Loan
Record Updated	Sep 25, 2025
Title Company	TITLE GROUP OF TENNESSEE, TITLE SERVICES OF TENNESSEE

Transaction

Amount	Amount Recorded
Tax	$777.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1150 OLD PINEVILLE RD, CHATTANOOGA, TN 37405-2608

September 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 9, 2022
Property Address	1128 E 13TH ST, CHATTANOOGA, TN 37408-1601
Document Number	0000000217
Book / Page	13084 / 101
Map Reference	MB 3 PG 38
Instrument Date	Sep 1, 2022
Instrument	2022090900217
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 WINCHESTER ST, CHATTANOOGA, TN 37405-3235
Investor	Possibly a Property Investor

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 2, 2022
Property Address	1128 E 13TH ST, CHATTANOOGA, TN 37408-1601
Document Number	0000000329
Book / Page	12942 / 842
Map Reference	MB 3 PG 38
Instrument Date	May 2, 2022
Instrument	2022050200329
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,511.19
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 WINCHESTER ST, CHATTANOOGA, TN 37405-3235
Investor	Possibly a Property Investor

Mortgage

Document Number	0129420846
Date	May 2, 2022
Instrument	12942-0846

Lender

Name	SYMPLYBANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$181.00 (+262%)	$12,000 (+433.33%)	$48,000 (+433.33%) Land $48,000
2024	$50.00	$2,250 (-)	$9,000 (-) Land $9,000
2023	$50.00	$2,250	$9,000 Land $9,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1990–1997)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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