1128 Dowling Pl, Owosso, MI 48867 Property Records

Shiawassee County property record for 1128 Dowling Pl, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,170 sqft · built 1950
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Oct 2022)
Tax Bill	$1,319 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-48-075-000`

Property Details

APN / Parcel Number

Primary APN	`007-48-075-000`
Alternative APN	`0074807500000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,170 sqft Heated Area
1st Floor Area	1,170 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	123 ft deep x 70 ft wide
Porch	Slab

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1128 DOWLING PL
City	OWOSSO
State	MI
Zip	48867-9022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AMOS GOULD ACRES #1 CALEDONIA TWP LOT 75
Legal Subdivision	AMOS GOULD ACRES 1
Legal Lot Number	75
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	CALEDONIA
Census Block Group	1
Census Block	1031
Census Tract	31700

Owner

Source: Shiawassee County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1128 DOWLING PL, OWOSSO, MI 48867-9022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Oct 7, 2022	Warranty Deed, Transfer · Conventional Mortgage CAPITAL AREA SCHOOL EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2022 · Amount on Record
Deed Sale	Oct 7, 2022 · Amount on Record
Deed Document Number	20223365094
Deed Book / Page	1301 / 119
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	1128 DOWLING PL, OWOSSO, MI 48867-9022
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 DOWLING PL, OWOSSO, MI 48867-9022

Mortgage

Document Number	0013360018
Date	Mar 10, 2026
Book Page	1336/18
Instrument	3400576

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Oct 7, 2022
Property Address	1128 DOWLING PL, OWOSSO, MI 48867-9022
Document Number	0013010119
Book / Page	1301 / 119
Map Reference	LB 1 PG 133
Instrument Date	Oct 6, 2022
Instrument	3365094
Transaction Type	Transfer
Record Updated	Dec 13, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$562.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1128 DOWLING PL, OWOSSO, MI 48867-9022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 DOWLING PL, OWOSSO, MI 48867-9022

Mortgage

Document Number	0003365095
Date	Oct 7, 2022
Instrument	3365095

Lender

Name	CAPITAL AREA SCHOOL EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Caledonia Charter Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,300 (+15.45%)	$104,600 (+15.45%)
2025	$1,319.00 (+4.35%) Homeowner's exemption	$45,300 (+6.09%)	$90,600 (+6.09%)
2024	$1,264.00
2023	$1,264.00 Homeowner's exemption	$42,700	$85,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: DayStarr.

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